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Sale of Securities for Customer-Garnishee Order.

QUESTION 2177. -On December 1st a banker, at the request and on account of his customer X, sells shares to the value of £1,100, the proceeds being due from the broker on December 10th. On the latter date a garnishee order nisi is served on the banker attaching all debts due or accruing due from the bank to X. At the time it is served X's account is overdrawn £350, the money due from the sale of the shares not having been received from the broker, nor the transfers signed by X.

(1) Is the balance of the proceeds of the sale attached by the garnishee order?

(2) Would your answer be the same if the securities sold had been bearer securities, the proceeds of the sale not having reached the banker's hands?

ANSWER: (1) and (2). The proceeds of the sale would not be a debt due or accruing due from the bank to X until the bank received the money from the broker. In neither of the cases instanced in the question, therefore, would the balance of the proceeds be attached.

1910.

47

WEEKLY RETURNS.

In £'s sterling, 000 omitted thus :-£1,000 = £1,000,000.

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ties (per cent.)...

52-54 53-11 52-25

52.68 53-36

52-75

50-35

45-21

Rate of discount... 24% 2% 21% 25% 21% 2%

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Paris, cheque

(par £1=25f. 22c.)

25-18

25-17 25-15 25-15 25-14

25-14

25-14

25-13

Berlin, 8 days

(par £1=20m.43pf.) New York, 60 days(par £1=$4.867)

20.42

20-42 20-40 20-40 20-38

20-384

20-38

20-39

4-85-10

4-85-30 4-85-10 4.84.90 4.84.45

4.844

Do. Cable Transfers

4.86-95 4.87-10 4.86 4.86.55 4.86.30 4.86-35

4.84.20
4.864

4.83-40

4-85-95

Calcutta,

(per rupee)

1s. 3d. 1s. 3d. 1s.3d. 1s. 3d. 1s.3d. Is. 3d. 18. 4d.

1s.4d.

WEEKLY RETURNS.

In £'s sterling, 000 omitted, thus :-£1,000 = £1,000,000.

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Calcutta,

(per rupee)

18.45d. 18. 45d. ls. 4d. 18. 4. 18.4d. 18.4d. 18. 4 d. 1s. 44d.

WEEKLY RETURNS.

In £'s sterling, 000 omitted, thus: -£1,000 = £1,000,000.

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Total. ....... 250,633 251,073 256,622 249,407 248,936 248,876 258,702 250,278

ASSETS.
Gold
Silver
Bills
Advances

Other items

148,215 148,172 147,572 147,323 146,494 146,129 145,327 144,793
36,045 36,131 36,075 36,084 36,060 36,104 36,033 35,911
23,699 23,233 29,903 22,782 23,332 23,701 33,736 25,533
27,224 27,249 27,306 27,666 27,533 27,485 27,487 28,451
15,450 16,288
15,766
15,552
15,517
15,457 16,119 15,590

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Rate of discount ....... 3% 3% 3% 3%

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50

WEEKLY RETURNS.

In £'s sterling, 000 omitted, thus: -£1,000 = £1,000,000.

For the weeks
ending

January,

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6,796 22,286

Public deposits
4,778
Private deposits... 22,016
Notes incirculation 206,703 205,135

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8,232 7,251 6,555 7,422 9,292 8,318 28,191 23,631 24.325 25,849 24,486 25,290 205,641 216,610 207,954 205,767 203,777 208,249 17,025 16,673 17,458 19,998 16,857 17,169 18,847 21,112

Other items

Total.

250,522 250,890 259,522 267,490 255,691 256,207 256,402 262,969

ASSETS.
Gold

Silver Bills Advances

Other items

144,810 145,003 144,812 144,031 144,048 142,981 142,552 141,720
35,822 35,941 35,837 35,628
35,681 35,874
26,416 26,099 32,814 43,026 31,334 32,974
27.915 28,102 27,728 28,327 28,80128,255
15,559 15,745 18,331 16,478 15,827 16,123

35,934 35,814 31,672 41,579 27,772 27,667 18,472 16,189

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