APPENDIX. STATUTES AND FORMS. CHAPTER I. STATUTES GOVERNING THE CONTRACT.1 I. Civil Codes. THE following States have adopted civil codes which treat of the subject of insurance law with some detail. California, Deering's Codes and Stat- Idaho, Rev. Stat. 1887. The following States have adopted laws providing that the soliciting agent shall be deemed the agent of the insurer. The Connecticut statute is given as a specimen : "Whoever solicits, procures, or receives in, or transmits from, the State any application other than his own for membership or insurance in any corporation or association embraced by section 2892, shall be deemed and held to be an agent of such corporation or association within the meaning of this chapter." Arizona, R. S. 1887, § 260. Connecticut, Gen. Stat. 1888, §§ 2898, 2923. Delaware, Laws, 1875, ch. 179. Georgia, Laws, 1887, p. 121, § 9. Illinois, R. S. 1891 (Cothran), p. 840, § 58. 1 In addition to the tables of statutes relating to the contract of insurance, I have also, Iowa, McClain's Code, 1888, § 1732 for convenience, appended lists of references to retaliatory and anti-compact laws. Massachusetts, Acts, 1887, ch. 214, Pennsylvania, Brightly's Purdon's § 87. Mississippi, Code, 1880, § 1085. Digest, 1883, vol. 1, p. 919, § 82. Rhode Island, Pub. Laws, Jan. 1884, p. 55, § 7. Pub. Laws, Jan. 1885, Nebraska, Comp. Stat. 1891, ch. 16, § 8. New Hampshire, Laws, 1889, ch. 94, South Carolina, Laws, 1883, p. 460, § 2. § 6. New Mexico, Comp. Laws, 1884, § Tennessee, Acts, 1887, ch. 187, § 6. The following States have adopted laws requiring the annexation of applications to policies. The Ohio statute is given as a specimen : "Every company doing business in this State shall return with and as part of any policy issued by it, to any person taking such policy, a full and complete copy of each application or other document held by it which is intended in any manner to affect the force or validity of such policy, and any company which neglects so to do shall, so long as it is in default for such copy, be estopped from denying the truth of any such application or other document; and in case such company neglect, for thirty days after demand made therefor, to furnish such copies, it shall be forever barred from setting up, as a defense to any suit on such policy, any incorrectness or want of truth of such application or other document." California. See Deering's Civil Code, Ohio, R. S. 1890, vol. 1, § 3623. § 2605. Iowa, McClain's Stat. 1888, § 1733. Kansas, Gen. Stat. 1889, vol. 1, § 3437. Massachusetts, Acts, 1890, ch. 421, Oklahoma, Stat. 1890, § 3155. § 21. IV. Provisions of Application or By-Laws to be set forth in Policy. The following States have adopted laws providing that conditions are not valid or provisions of application or by-laws are not binding unless set forth in the policy. |