A Treatise on the Law of Insurance, Fire, Life, Accident, Marine: With a Selection of Leading Illustrative Cases and an Appendix of Statutes and Forms

Přední strana obálky
Banks & brothers, 1892 - Počet stran: 666

Vyhledávání v knize

Obsah

Life Insurance
12
Real Estate Title Insurance
14
12 Mortuary Tables
16
Reserve
17
14 Different Kinds of Policies
18
Reinsurance
20
Agents of Life Companies
21
18 Agents of Fire Companies
24
Agents of Marine Companies
26
CHAPTER II
27
Insurance does not always Grant Full Indemnity
28
Grants Indemnity for Results of Negligence
29
insurer
30
Double Insurance Contribution
31
Fire
33
Life
36
First
41
CHAPTER III
47
What Law Governs the Construction of the Contract
54
WAIVER AND ESTOPPEL
62
Nature of Waiver and Estoppel
68
CHAPTER VII
78
61
85
Stipulations Restricting the Authority of Canvassing Life
92
Fire
102
Labor and Expenses
119
CHAPTER XI
133
In Consideration of the Stipulations and Premium
134
Insures against all Direct Loss by Fire
135
The Following Described Property
136
Location
137
Held in Trust
138
Measure of Damages
139
Reinstatement Clause
140
This Entire Policy shall be Void
142
In Case of any Fraud or False Swearing
143
CHAPTER XII
146
Factories
149
89
150
Mechanics
152
Interest of Insured
153
Leased Ground
154
Foreclosure
155
CHAPTER XIII
156
Assignment of Policy
161
Memorandum Clause
163
Vacancy Clause
164
Invasion Theft Neglect Explosion Lightning etc
167
153 Memorandum Articles Accounts Bills etc
168
CHAPTER XIV
169
Who are Agents of the Company
171
Renewals
172
Cancellation
173
Mortgagee Clause
174
CHAPTER XV
177
Exhibit Remains Submit to Examinations Books of Account etc
179
Appraisal or Arbitration
181
Enforcing Contract is no Waiver
183
165 Reinsurance
187
Subrogation
189
Spread of Fire
191
Limitation of Time to Sue
193
Mutual Companies
194
CHAPTER XVI
197
Application Incorporated into Contract
199
Statements as to Medical Attendance
201
Statements as to Age
202
Statements as to Occupation
203
Statements about Bodily Injuries
204
CHAPTER XVII
205
Assessments
206
Suicide
207
195 Exception of Injuries Resulting from Violating Law
217
Entering Moving Conveyance Using Steam as Motive Power etc
218
CHAPTER XIX
219
200 Name of the Assured
220
201 Lost or not Lost
221
The Voyage
222
The Subject of Insurance
223
Masters Name
225
Commencement of the Risk
226
Termination of the Risk
227
Touch and Stay
230
CHAPTER XX
231
Foundering at Sea
232
Grounding
233
Stress of Weather
234
215 Perils of War
235
Arrests Restraints etc
237
Barratry of the Masters and Mariners
238
Jettison
239
All Other Perils Losses or Misfortunes
240
Proximate Cause
241
A Peril Excepted and Sea Peril Combined
243
Wear and Tear
244
Original Defect
246
Sea Damage and Ordinary Deterioration Combined
247
Application of these Principles to Particular Average
248
Limitation of the Liability of Underwriters Losses not Covered
250
The Sue and Labor Clause
252
Exemption under Five Per Cent
253
Warranted Free of Capture
255
PART SECOND
265
CHAPTER II
271
CHAPTER III
295
CHAPTER IV
318
CHAPTER V
339
CHAPTER VI
354
CHAPTER VII
377
CHAPTER VIII
392
CHAPTER IX
415
CHAPTER X
428
CHAPTER XII
450
CHAPTER XIII
462
CHAPTER XIV
471
CHAPTER XVI
486
CHAPTER XVII
495
CLAUSES OF THE ACCIDENT POLICY
514
CHAPTER XIX
535
CHAPTER XX
543
CHAPTER I
569
Notice and Proof of Loss
574
Privilege of Insured to Cancel Policy
575
STATUTES LIFE INSURANCE XV Protection of Wife and Children
576
Protection of all Beneficiaries 577 L
577
Discriminations
578
Discriminations against Colored Persons
579
Nonforfeiture
580
Effect of War
581
AntiCompact Laws
582
CHAPTER II
584
Form of Mortgagee Clause
588
Form of Coinsurance Clause
589
Form of Average Clause
590
Form of Clause for Insurance of Rent
592
Form of Proofs of Loss
593
Form of Life Application
594
Form of Life Policy
596
Form of Accident Policy
598
Form of Marine Policy Cargo
600
Form of Collision Clause
602
Examples of Adjustments
603
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Strana 547 - Surprisals, Takings at Sea, Arrests, Restraints and Detainments of all Kings, Princes, and People, of what Nation, Condition, or Quality soever, Barratry of the Master and Mariners, and of all other Perils, Losses, and Misfortunes, that have or shall come to the Hurt, Detriment, or Damage of the said Goods and Merchandises and Ship, &c., or any Part thereof...
Strana 588 - Policy may be the subject of agreement indorsed hereon or added hereto, and as to such provisions and conditions no officer, agent, or representative shall have such power or be deemed or held to have waived such provisions or conditions unless such waiver, if any, shall be written upon or attached hereto, nor shall any privilege or permission affecting the insurance under this Policy exist or be claimed by the insured unless so written or attached.
Strana 589 - ... shall not be invalidated by any act or neglect of the mortgagor or owner of the within described property, nor by any foreclosure or other proceedings or notice of sale relating to the property, nor by any change in the title or ownership of the property, nor by the occupation of the premises for purposes more hazardous than are permitted by this policy ; provided that, in case the mortgagor or owner shall neglect to pay any premium due under this policy, the mortgagee (ur trustee) shall, on...
Strana 584 - This entire policy shall be void if the insured has concealed or misrepresented, in writing or otherwise, any material fact or circumstance concerning this insurance or the subject thereof...
Strana 584 - This company shall not be liable beyond the actual cash value of the property at the time any loss or damage occurs, and the loss or damage shall be ascertained or estimated according to such actual cash value, with proper deduction for depreciation however caused, and shall in no event exceed what it would then cost the insured to repair or replace the same with material of like kind and quality...
Strana 128 - ... the ground, for the common safety, shall be made good as general average; but where a ship is afloat, no loss or damage caused to the ship...
Strana 544 - Touching the adventures and perils which we the assurers are contented to bear and do take upon us in this voyage, they are, of the seas, men-of-war, fire, enemies, pirates, rovers, thieves, jettisons, letters of mart and countermart, surprisals, takings at sea, arrests, restraints and detainments of all Kings, Princes, and People, of what nation, condition, or quality soever...
Strana 69 - Any agreement, declaration, or course of action on the part of an insurance company, which leads a party insured honestly to believe that by conforming thereto, a forfeiture of his policy will not be incurred, followed by due conformity on his part, will and ought to estop the company from insisting upon the forfeiture, though it might be claimed under the express letter of the contract.
Strana 132 - Loss of freight arising from damage to or loss of cargo shall be made good as general average, either when caused by a general average act, or when the damage to or loss of cargo is so made good.
Strana 577 - Act, shall not be liable to attachment, garnishment, or other process, and shall not be seized, taken, appropriated, or applied by any legal or equitable process, or...

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