Accident, meaning, 284–286.
insurance, organization, 309.

-policy, nature, 233.

prevention: 264, 266, 267; bene-
fits, 240-241; development, 238-240;
effect on labor, 240; England, 239;
future possibilities, 242-243; Ger-
many, 239; place of, in organization
of insurance companies, 242; United
States, 239, 240; value to employer,
240-241; value to employes, 241; work
of insurance companies, 241–242.
ACCIDENT PREVENTION. David S.
Beyer, 238-243.

Accidents: distribution, 259, 307; fre-
quency, 256, 259; reduction, 241;
seriousness, 256.

AMERICAN FIRE WASTE AND ITS PRE-
VENTION. Franklin H. Wentworth,
163-171.

Annuitant mortality: 25-27; charac-
teristics, 26.

Annuitants: abnormal longevity, 30;
vitality, 28.

Annuities: American, 23; develop-
ment, 24; effect of war upon, 24;
life, 2-3; popularity, 24; taxing,
129; with participation, 27-31.
ANNUITIES, LIFE. M. Albert Linton,
20-37.

Annuity: deferred, 32; meaning, 139;
reversionary, 32-34; variations of
regular, 31.

premiums, computing, 21.

rates: America, 22-24; computa-
tion, 21-22; Great Britain, 22–24.

BLANCHARD, RALPH H. Insurance of
the Catastrophe Hazard, 220-226.
British annuities, comparative returns,
23.

California, rate regulation, 310.
Canada, fire loss, 164.
Capital, liberation, 25.
CASH LOANS, THE PROBLEM of Cash
SURRENDER VALUES AND. John B.
Lunger, 54-61.

Cash policy guarantees, effect, 60.
CASH SURRENDER VALUES AND CASH
LOANS, THE PROBLEM OF. John B.
Lunger, 54-61.
Catastrophe hazard: 264; methods of
dealing with, 221; reinsurance, 222–
223; security against, 221.
CATASTROPHE HAZARD, INSURANCE OF
THE. Ralph H. Blanchard, 220-226.
Catastrophe losses, avoidance, 224.
reserves, accumulation, 222.
risk, distribution, 224.
Chicago, insurance rates, 207.
Cities, protection against fire, 165-
166.

Claim reserves, importance, 299.
Cleveland, insurance rates, 207.
Colorado, rate regulation, 310.
Common law system: administration,
275-277; defects, 293; indictment,
274.
Compensation: indemnity cost, 260;
medical cost, 260; medical element,
290-291; payment, 251; relation of
disease to, 286–288.

280.

administration, principles, 277–

COMPENSATION ADMINISTRATION AND
ADJUSTMENTS. James E. Rhodes, 2d,
273-296.

Compensation benefits, adequacy, 299.

Compensation claims: administration,
287; payment, 288; valuation, 302.
insurers, licensing, 298-299.

laws: administration in different
states, 280–284; disability payments,
291-292; division, 279; object, 293;
rate regulation, 308-316.

obligation, insurance, 294-296.
payments, conservation, 293–294.
premiums, segregation, 303.
reserves: division, 305; standard,

302.

system: administrative feature,
275; elements, 294; insurance ad-
juster, 295; object, 274.
Competition: advocates, 173; antago-

nistic principles, 172-173; defects,
183-186; development, 181-186; ef-
fect, 253; fire insurance, 185; regu-
lation, 182; restraints, 316; unre-
stricted, 184, 185–186, 309.
Connecticut: medical aid, 289; mu-
tual life insurance companies, 67-68;
workmen's compensation law, 281-
282.

Coöperation: antagonistic principles,

172-173; benefits, 173, 198; devel-
opment, 173-174, 186-196.

DAWSON, MILES M. Mutualization of
Life Insurance Companies, 62-76.
Disability: causes, 143-144; defini-
tion, 143-144; partial, 232, 291;
risk, 141; total, 232, 291.

annuity, payment of separate,
148-149.

clause: age limits, 143; benefits,
144-145; importance, 144; purpose,
144-145.

insurance: application, 228-229;
future development, 235; nature, 229.
DISABILITY INSURANCE POLICY, THE.
A. P. Woodward, 227–237.
Disability policy: accident feature, 229-
230; analysis, 229; definition, 227;
double benefits, 234; sickness fea-
ture, 234.

DISABILITY PROTECTION, FIVE YEARS
OF PROGRESS IN. Bruce D. Mudgett,
141-149.

Dividends, taxation, 131.

DOWNEY, E. H. The Public Supervi-
sion of Workmen's Compensation In-
surance, 297-316.

Employers: rates, 263; value of acci-
dent prevention, 240–241.
Employers' liability: claim, 275; com-
mon law system, 273.

Employes: hazards, 97-98; value of
accident prevention, 241.
Employment departments, mainte-
nance, 96.

England: accident prevention, 239;
classification of buildings, 199; life
insurance, 59; taxation of life in-
surance, 138-140.

Equitable Life Assurance Society: fi-
nancial condition, 73-74; mutuali-
zation, 73.

Estates, administration, 14-15.
Europe, fire waste, 164.

European war, industrial activity,
261.

Expenditures, taxation, 126.