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From All Over the Country as to the Value of Our Proposition:

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IN GREATER

"$10 Secures a $480 LOT NEW YORK"

A Rugby Residence
Linden Avenue

The Rev. Dr. Theo. L. Cuyler, Pastor Emeritus of the Lafayette Ave. Presbyterian Church, Brooklyn, in his interesting address before the Society of old Brooklynites recently, referred to the time when the Astor House in New York was built, and to the fact that the original John Jacob Astor said that he bought property, but did not sell. This, as every one knows, is the foundation of the tremendous wealth of the Astor family, and the opportunities for profit in New York real estate are to day infinitely greater than they were in the early times, as we shall be glad to prove to any enquirer.

A REMARKABLE RECORD.

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Residence on East 46th Street
Rugby

Since our first general advertising appeared last February, we have sold $600.000 worth of Brooklyn property to people in all parts of the world. from Alaska to Manila, South Africa and Brazil, besides almost $1.000,000 worth to residents of New York City itself. Those Who Investigated Addet $200,000 to Their Original Purchases. Of the 700 people to whom we sold lots, 360 have visited New York at our expense. One asked for his money back and got it. 71 persons confirmed their original purchases, and 287 increased their holdings to an aggregate of $200,000; the most marvellous stamp of commendation ever given a commercial house. A letter to us will give you their names, doubtless some in your own locality. We subjoin just a few out of scores of appreciative letters received from Mail Order Customers. Many more testimonials on application. Any of these writers will doubtless gladly answer your inquiries if you enclose two-cent stamp.

"Doubled My Purchase the Day I Saw Rugby."

Walker, Iowa, Nov. 20, Igol. Wood, Harmon & Co., New York City. Gentlemen:-1 wish to express my entire confidence in "Rugby." I hold in grateful remembrance the kind treatment I received at your office on my recent visit to New York. Your clerks are ladies and gentlemen indeed.

At your expense I visited Rugby, and I am free to express my conviction that it is destined to become a magnificent residence portion of Brooklyn. I am led to this belief by its relation to Prospect Park, the building enterprises near by. the easy access to the business parts of New York and Brooklyn, the ideal and uniform surface of the entire site, and the improvements which your firm are making in grading streets and beautifying the property. I doubled my purchase the day I saw Rugby. I observe with great satisfaction your restrictions prohibiting intoxicants and cheap residences. You are at liberty to use this testimonial as you please. Very sincerely yours, (Rev.) K. M. ACKERMAN, Pastor M. E. Church.

"More Satisfactory Than Anticipated." President's Office, Wisconsin Business College. Manitowoc, Wis., Nov. 30, 1901. Wood, Harmon & Co. Gentlemen-Gratitude expressed is practical Golden Rule action. As you know, I purchased Rugby lots and visited them. I then knew that your advertisement was a plain statement of facts. I found the facts more satisfactory than was anticipated by reading the advertisement.

FREE TRIP TO NEW YORK.

I was more than pleased with the investment, and
take this opportunity to express my gratitude that you
made such a business proposition possible. I have
invested in several building and loan associations, have
insured in a number of different insurance companies,
have purchased real estate in different desirable locali.
ties, but I consider my investment in Rugby the best
investment and the best insurance I have ever made.
Thanking you for your courteous treatment, and trust-
ing I may see my way clear to make further invest-
ments with you at an early date, I am,
Yours truly, C. F. MOORE.

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'Opportunity Exceptionally Good."
Pastor s Study, First Congregational Church.
Wood, Harmon & Co., New York.
Oberlin, O., Nov. 27, 1901.
Gentlemen :-Having availed myself of the oppor-
tunity of visiting your property, Rugby, in which I had
previously made some investment, I take pleasure in
saying that I was pleased, and more than pleased, with
my purchase. So far as it is possible to forecast the
future, I should say that investment in such property in
Brooklyn on such terms as you offer cannot fail to be
profitable.

The comparatively limited area open to occupancy,
the favorable location of your property within this
area, the high character of the improvements already
made and contemplated, must surely make this very
desirable residence property within a comparatively
short time. Terms of purchase could not well be more
favorable than those you propose. For persons of

moderate means who desire to invest on the instalment plan the opportunity seems to be exceptionally good.

Very truly yours, (Rev.) J. W. BRADSHAW.

First Bought 2 Lots, Then 2 More, Then 8 More.
Office Supt of Public Schools.
Huntingdon, Pa., Nov. 16, 1cl.
Wood. Harmon & Co., New York.

Gentlemen: -Seeing your advertisement, I was interested sufficiently to make inquiries concerning the reliability of the firm. After investigation along this line to my satisfaction. I visited New York and found that the lots were all the firm represented them to bemost beautiful and healthful as to location, and within thirty minutes' ride of City Hall in New York. I at once bought two lots. Returning home, thinking about the lots, after some deliberation, I bought two more lots. Having occasion about two months after this to go to New York. I again visited Rugby. but this time I wanted to see the lots and surroundings without an agent, for I feared that with an agent of the firm conditions had been drawn in too glowing colors. But was charmed with the improvements, and on coming home I invested in eight more lots, making twelve lots in all purchased by me. Wood, Harmon & Co., in my estimation. are wholly reliable, and purchasing lots of them is a safe and profitable investment.

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You may use this for publication if you consider it of any value, but I have written it simply to express my honest opinion in regard to your work. Sincerely, KIMBER CLEAVER, Supt. of Public Schools.

As a guarantee of good faith we agree with all persons living East of Chicago to pay you in cash the cost of your railroad fare to New York and return if you visit our property and find one word of this advertisement a misrepresentation; or in case you buy we will credit cost of fare on your purchase; to those living farther away than Chicago, we will pay that proportion equal to round-trip Chicago ticket.

Increased from $450 to $1,800 on Seeing Rugby.
Dayton, Ohio, Nov. 17, 1901.
Wood, Harmon & Co., New York.
Gentlemen-Just a few words in praise of Rugby
and your business methods. I became interested in
your property through the recommendation of a friend

who had invested in two lots. His enthusiasm and the

extreme fairness of your proposition enthused me. I visited Rugby intending to buy a lot for $450. That 1 was pleased with the property is evidenced by the fact that I bought $1,800 worth, just four times as much as I had intended.

I consider this the best and safest investment I know of, for one can buy without noticing the outlay, and at the same time the property is increasing in value at the rate of 30 per cent. per year. 1 have studied surrounding conditions carefully, and consider Brooklyn the most promising city in the world. You may use my name as reference. Very truly, DON. C. WESTERFIELD.

"Contract Better Than I Expected."

Harrisburg, Pa., Nov. 29. 1901.
Wood, Harmon & Co., New York.
Gentlemen-Yours of recent date to hand, inclosing
contracts for Rugby lots. In looking over the contract

REMEMBER OUR OFFER:

I find it to be better in tact than I had expected; re-
strictions in building make values in property as well
as other conditions.

I bought a lot last May; in September I visited New
York, and after seeing the park-like condition of
Rugby, the location and the possibilities, I concluded
to purchase two lots on Linden Boulevard, as I nad
sold my first lot at 10 per cent. increase three months
after 1 bought it.

New York with me at the time took the two adjoining
I would say further that a gentleman who was in
lots, and since then two other parties have purchased
three lots through my recommendation. Allow me to
thank you for the courteous treatment received, and
for the credit of railroad fare so generously allowed.

Yours truly, D. H. FOX.

"Clean Business Principles."
Rockford, O., Nov. 26, 1901.

To Whom it May Concern:
In Frank Les'ie's Magazine of last May I read Wood,
Harmon & Co.'s advertisement of their Rugby subdi-
Vision in Brooklyn. The proposition seemed a good
one, but I had my doubts of the whole scheme. Fortu-
nately a few days later I met an acquaintance from
New York, and mentioned the subject to him; fortu-

nately again, the gentleman had a business acquaintance with Wood, Harmon & Co., having bought of them a year before nine lots in Oak Crest He told me of their responsibility, business methods, and clean business principles, and assured me "the concern was all right, and the investment was a good one." I at once forwarded the necessary amount to hold two lots, and in June visited New York, the firm sending a man to show me the property and my lots. I was treated nicely, and am well pleased with the investment. Very respectfully, W. F. PIXLER.

"Solid City Nearly to Rugby." Office of L. Williams, Architect and Builder, Real Es tate and Insurance Adjuster. Ironton, O., Nov. 30, 1901. Messrs. Wood, Harmon & Co, New York. Gentlemen:-I would like to say a word regarding my opinion of Rugby. I visited the place in September last and found it all and more than I expected. The distance from New York appeared quite short, with a solid city nearly to the limits of Rugby,

In fact, I thought so well of the place that I had my son buy another lot. The insurance feature alone is quite an item in the proposition.

Yours truly, L. WILLIAMS.

For $10 down and $6 per month until paid for, we sell you a regular New York City lot, full size, subject to the following guarantees from us: If at the expiration of the year 1902 this $480 lot is not worth $576-or 20 per cent. increase-based on the price at which our corps of salesmen will then be selling similar lots, we will refund all of the money you have paid us with 6 per cent, interest additional. If you should die at any time before payments have been completed, we will give to your heirs a deed of the lot without further cost. If you should lose employment or be sick you will not forfeit the land.

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Isn't this evidence sufficiently convincing to warrant your sending the initial payment of $10, or at least writing to us for the full details of this marvellous proposition?

In fact (as lots are selling very fast) we will say this: In order to secure for you the earliest possible advantage of selection, and an immediate share in the increase of values, we agree to return to you cheerfully and with ut quibbling-all the money you have paid us, if you are not perfectly satisfied upon examining our entire proposition within one year, that it is just as represented. Isn't this fair? Sit You'll never regret it.

Corner Flatbush and Linden Avenues, only 3,000 right down and mail us $10.

Business and Residential Blocks

feet from Rugby

Corner of Utica and Linden Avenues Showing Six Months' Improvement at Rugby

WOOD, HARMON & GO., Dept. Q3, 256-257 Broadway, New York

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More than Two Hundred Illus-
trations.

8 Full-page Illustrations.
Size of book, 10 x 14 inches.)

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NEW PUBLICATIONS.

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THEOLOGY, RELIGION AND

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CHRISTIAN (The MINISTRY: A Sermon Preached at the Consecration of the Rt. Rev. Frederick W. Keator, S.T.D., Bishop of Olympia, by the Rt. Rev. C. P. Anderson, D.D., Bishop-coadjutor of Chicago: 25 cents. (Young Churchman Co.)

CHURCH (The) OF CHRIST: HER MISSION, Sacraments and Discipline, by E. Tyrrell Green, M.A.: 6s. (Methuen.)

DISTINCTIVE MARKS OF THE EPISCOPAL Church, by the Rev. John Newton McCormick: 25 cents. (Young Churchman Co.) By the rector of St. Mark's, Grand Rapids, Mich., addressed to members of other Christian bodies.

FIGURES OF THE TRUE: A Study in the Metaphysic of Symbolism, by the Rev. T. H. Passmore, M.A. (Church Review Co., London.)

An essay in the psychology of ceremonial. STUDY (A) OF CONSCIENCE, by the Rt. Rev. Nelson Somerville Rulison, D.D., late Bishop of Central Pennsylvania. (Baldwin Lectures, 1895.) (Jacobs.)

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SOCIOLOGY.

MASTERY (The) OF THE PACIFIC, by Archibald R. Colquhoun, with special maps and illustrations. $4. (Macmillan.)

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JUST READY-the fourth volume-COMPLETING

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Edited by L. H. BAILEY, Cornell University.

Assisted by WILHELM MILLER and many expert Cultivators and Botan2,000 pages with 2,800 illustrations.

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"A work for the gardener to gloat over, for the student of horticulture to pore over, and for one who is neither of these to delight in possessing." -CHICAGO TRIBUNE.

THE WORK IS SOLD BY SUBSCRIPTION ONLY; FOR CIRCULARS, SAMPLE PAGES, AND FULL INFORMATION AS TO TERMS BY MONTHLY PAYMENTS, ETC., ADDRESS THE PUBLISHERS.

The Macmillan Company

66 Fifth Avenue, New York

OTHER IMPORTANT NEW BOOKS

"The play with its varied measures is an alluring beauty."—Evening Post, N. Y.

ULYSSES

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Author of "Social Evolution," "The Control of the Tropics," etc A prominent conception here is that not past or present causes and conditions alone but the efficiency which looks toward the future is the controlling element in the evolutionary process throughout life; this conception is applied with strikingly remarkable results to the history of western civilization.

Books published at NET prices are sold by booksellers everywhere at the advertised NET prices. When delivered from the publishers, carriage, either postage or expressage, is an extra charge.

THE MACMILLAN COMPANY

66 Fifth Avenue, New York

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"Rook's Nest," by Izola L. Forrester (Jacobs, $1), is a soothing tale of six sturdy orphans, who flourish despite poverty and a somewhat ponderous and absurd collection of nicknames, ranging from "Muggins" to "The Roaring Lion." They have other trials to be sure, but they are not too harrowing, and the last chapter leaves them on the high road to matrimony, college and a "genteel sufficiency."

"The Outcasts," by W. A. Fraser (Scribner, $1.25), takes us back again to wild animal life and introduces us to wolves and bisons of the prairie with the wolflike dogs, the outcasts of this animal kingdom. Forest and hill country from Montana to Athabasca is the scene, and animals the interlocutors of the tale. The fault here is an intrusion, almost inevitible indeed, of motives and modes of hought that one feels to be absolutely lien to any possible animal existence; yet he environment is observed with an inense minuteness that gives to even the nost unreal pages of "The Outcasts" a olor of reality.

This fault is avoided by Maximillian oster, whose "In the Forest" (Doubleday Page, $1.50), does not seek to make aniaals talk, or think, but does bring before s, very vividly, what we may imagine to e the daily experience of the deer, the 100se, the buffalo and coyote, and of the ogs that hunt them from Maine to laska, with little glimpses of the hardless brutal hunters; so that, in spite of e art in the telling, the reader feels a ertain depression in the face of the reurrent tragedy of nature. We should be isposed, however, to grant the book a gher place in realistic description than ny of the preceding volumes.

HE GOSPEL STORY OF JESUS CHRIST

By IDA W. HUTCHISON. Ith many Illustrations by PATTEN WILSON 12mo, 154 pages, cloth, gilt top, $1 50. How we would have appreciated a book like this en we were children. Large, clear type, printed on k paper, and so many pictures. Miss Hutchison compiled by judicious selection from all the Gos, a continuous narrative of the life and teachings Ideath and resurrection of the Saviour, using the y words of the Scriptures, omitting whatever is ly to puzzle, but retaining the old, old story of Jesus His love in its simplest aspects. Older persons, ring from loved childish lips the dear familiar ds, may find in them great comfort and happy rembrances."

For GOOD FRIDAY.
Commemoration of the Three Hours'
Agony of Our Most Holy Redeemer
upon the Cross.

A Devotion for Good Friday, with appropriate Hymus
and Prayers for the Silences.
Compiled by a Priest of the Diocese of N. Y.
Paper, 5 cents., or $4 00 per 100 net; by mall, $1.30 per 100.

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Literary Note.

George Horton's "Modern Athens," illustrated by Corwin Linson (Scribners, $1.25), shows the picturesque aspects of the Greek capitol, in its double function

SCHOOLS FOR BOTH SEXES.

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THE MISSOURI

of Greek city and foreign resort, genial- SHORTHAND COLLEGE.

ly portrayed by one who has seen Greek
life, not only from without but more or
less at least from within.

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Acquire a knowledge of shorthand from a respon. sible source.

For practical results go where shorthand is made a specialty.

The Correspondence system of teaching by the Missouri Shorthand College has the indorsement of leading educators. Full unlimited course, $25 cash to readers of this publication who enroll before Feb. 1st, or three lessons for $1 until course is complete. Time required receiving individual lessons at college about sixteen weeks, and by correspondence twenty weeks. Board and room furnished for pupils from abroad and their interests carefully guarded. As showing the ability and responsibility of Prin hand College, the following testimonials are pub lished:

The Cathedral School of St. Mary, cipal JOHN H. SCHOFIELD, of the Missouri Short

GARDEN CITY, LONG ISLAND, N. Y.
An endowed school for girls, eighteen miles from New
York. References required. Miss ANNIE S. GIBSON, Prin.

THE SOCIETY OF S. MARTHA,

Bronxville, N. Y.

Under the charge of the Sisters of S. Joseph of Nazarsth (Episcopal). Industrial training for girls of good character to make them good housekeepers. Terms, $150 a year. No vacations.

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Mrs. Hyde and Daughters' School for Girls. Special and regular courses. Preparation for College and EuAddress MRS. JANE GREY HYDE. ropean travel.

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Parents looking for a school are The Cambridge School requested to send for the Manual and for pamphlets on the "Choice of a School." ARTHUR GILMAN, A. M., Director, Cambridge, Mass.

Rogers Hall School

For Girls. Certificate admits to Smith, Vassar, Wellesley and Wells. Four acres for outdoor sports. Golf, Basket Ball, Tennis. Address Mrs.E.P.UNDERHILL.M.A., Prin.. Lowell. Mass.

New Jersey.

St. Mary's

Hall

BURLINGTON, NEW JERSEY.

Sixty-Fourth Year.

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Prof. E. Benjamin Andrews, formerly superin. tendent of Chicago schools, now chancellor of Ne braska University, comments on his character and ability as follows:

Board of Education, Office of Superintendent of Schools, Schiller Building, Chicago.

Mr. John H. Schofield is well and favorably known to me as the successful director of a large shorthand college. I consider him not only one of the most expert practical shorthand writers whom I have ever known, but also an upright, honorable and perfectly trustworthy gentleman.

E. BENJ. ANDREWS, Superintendent of Schools,

Commenting on Mr. Schofield's ability and char acter Prof. E. G. Robinson, former president of Brown University, Providence, R. L., contributed the following: Brown University, Providence, R. L

I have known Mr. John H. Schofield for years as stenographic reporter. His work has given special satisfaction to all parties concerned. His character as a Christian gentleman has also commanded re spect, and I take pleasure in commending him to the confidence and good will of all with whom he may meet or with whom he may have business rela tions. E. G. ROBINSON, President Brown University

MISSOURI SHORTHAND COLLEGE No. 918 PINE ST., ST. LOUIS, MO.

LEARN PROOFREADING.

If you possess a fair education, why not utilize it at a genteel and uncrowded profession paying $15 to $35 weekly? Situations always obtainable. We are the original instructors by mall. HOME CORRESPONDENCE SCHOOL, Philadelphia

SCHOOLS FOR GIRLS.
Wisconsin.

KEMPER HALL, KENOSHA, WIS.

A School for Girls under the care of the Sisterst S. Mary. The thirty-first year begins Sept. 24. 189 References: Rt. Rev. I. L. Nicholson, D.D., Milwauks Rt. Rev. W. E. McLaren, D.D., Chicago; Rt. Rev. Ge r. Seymour, S.T.D., Springfield, Ill.; Rev. Theodo Riley, D.D., General Theological Seminary, New Yo Oity; Rev. Algernon 8. Crapsey, Rochester, N. 1 David B. Lyman, Esq., Chicago; W. D. Kerfoot, Ex Chicago. Address THE SISTER SUPERIOR.

HOME SCHOOL FOR GIRLS, Zurich, Switzerland. Best American referenc Address, for circulars, H. E. G., CHURCHMAN Office Bermuda.

Successors to Mrs. Comegys and Miss' Bell, Bermuda High School
Boarding and Day School for Girls.
For circulars address

E

Miss C. S. JONES, Chestnut Hill, Philadelphia.

Maryland.

DGEWORTH BOARDING AND DAY SCHOOL FOR GIRLS, 122 & 124 West Franklin Street, Baltimore. Md., will re-open Sept. 26, 1901. Pupils prepared for cel lege. Regular or Elective Course of study. Thorough Instruction in Music and Art.

Mrs. H. P. LEFEBVRE, Principals.
Miss E. D. HUNTLEY,

Virginia.

VIRGINIA FEMALE INSTITUTE, Staunton, Va.

School for Young Ladies, Situated in mountains of Virginia. Elective courses in English,

Muric, Art, etc. 58th session begins Sept. 19. Miss Marla

P. Duval, Prin., successor to Mrs. Gen. J. E. B. Stuart.

"

California.

BERKELEY, California, 2207 Dwight Way.

BEAULIEU BOARDING SCHOOL FOR GIRLS

Refers to Rt. Rev. Wm. Ford Nichols, D.D., Bishop of California. Apply for catalogue to MRS M. E. GRAYDON, Principal.

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