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DECLAMATION speeches, music - the EDISON

PHONOGRAPH

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Improvement.of EDISON_REC-
ORDS has perfected the Phono-
graph. With the new recorder perfect
records can be made at home.

Nine improved Phonographs from $10.00 to $100.00
CATALOGUES AT ALL DEALERS.
NATIONAL PHONOGRAPH COMPANY

New York Office, 135 Fifth Avenue.
Chicago Office, 144 Wabash Avenue.
Foreign Department, 15 Cedar St., New York. 3

in the Country.

Best Quality Goods Only Everything necessary for Kitchen, Laundry, Dining Room, Library, Pantry Hall, Bath and Stable. Cutlery, Cooking Utensils, Crockery, China and Glass. Fire Sets, Andirons and Fenders. House-cleaning Articles.

LEWIS & CONGER

THE PRUDENTIAL GIRL OF 1902. Among the many beautiful calendars issued for next year, one of the most artistic in richness of color and simplicity of design is that which bears the imprint of The Prudential Insurance Company of America. The calendar proper is on one side of a cardboard, about twelve by ten inches, leaving the other side free for a striking portrait picture in ten colors, in which the effects of an oil painting are

The Largest and Best Equipped

Housefurnishing reproduced with remarkable fidelity. The

Warerooms

picture is that of a young woman, blue-
eyed and golden-haired, in a gown of
white with green leaves and scarlet
flowers, and set off with a dark purple hat
of the Gainsborough style, encircled by a
black ostrich plume.

THE WILKE"

Porcelain-lined Refrigerators

Orders by mail receive prompt and careful attention.

EDDY REFRIGERATORS

Our Standard for a Quarter of a Century happy and joyous they will be.

""

LEWIS & CONGER

130 and 132 West 42d Street, and 135 West 41st Street.

CHURCH

CH

ARPETS PRICES. 658

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Heart Disease.

Ninety Per Cent. of it Really Caused
From Poor Digestion.

Real organic heart trouble is incurable, but scarcely one case in a hundred is organic.

The action of the heart and stomach are both controlled by the same great nerves, the sympathetic and pneumogastric, and when the stomach fails to properly digest the food and it lies in the stomach fermenting, gases are formed which distend the organ, causing pressure on the heart and lungs, causing palpitation, irregularity and shortness of breath.

The danger from this condition is that the continued disturbance of the heart sooner or later may cause real organic heart trouble and in fact frequently does

So.

Furthermore, poor digestion makes the blood thin and watery and deficient in red corpuscles, and this further irritates and weakens the heart.

The most sensible thing to do for heart trouble is to insure the digestion and assimilation of the food.

This can be done by the regular use after meals of some safe, pleasant and effective digestive preparation, like Stuart's Dyspepsia Tablets; which may be found at most drug stores and which contain the necessary digestive elements in a pleasant, convenient form.

Thousands of people keep well and vigorous by keeping their digestion perfect by observing the rule of taking one or two of these tablets after each meal, or at least after each hearty meal.

Stuart's Dyspepsia Tablets contain U. S. P. pepsin, diastase from malt and other natural digestives which act only on the food, digesting it perfectly and preventing acidity, gases, and the many diseased conditions which accompany a weak stomach.

When Stuart's Dyspepsia Tablets are used you may know you are not taking into the system any strong medicine or powerful drug, but simply the natural digestive elements which every weak stomach lacks.

EAM..

MOHONK

COLLAR

So widely known and popular have these tablets become that they are now sold by every druggist in the United States, Canada and Great Britain.

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33c.

1-1b. trade mark red bags. Good Coffees 12c and 15c. Good Teas 30c. aud 35c. COOK BOOK FREE to customers, bound in cloth, 325 pp., 2,500 receipts.

The Great American Tea Co., 31 & 33 Vesey St., New York. P.U. Box 289.

BEST and MOST
ECONOMICAL

SAPOLIO

AT MANU JOHN H. PRAY & SONS CO.,
FACTURERS

BOSTON.

ARE QUICKLY
MARRIED.

Annual Sale

Household Linens

At "The Linen Store."

OF

A large quantity of the celebrated Irish Table Linen made by John S. Brown & Son, and large lots from two of the foremost Scotch manufacturers, including Cloths and Napkins in all sizes, and Table Damask by the yard, all offered at

25% REDUCTION From Regular Prices.

Exceptional values in Hemstitched Linen Sheets and Pillow Cases of Flemish and Irish manufacture, also in Hemmed and Hemstitched Linen Towels, all in a wide range of qualities and prices And a very full line of Blankets from the very best Eastern and Western mills reduced for this Annual Sale.

Arnold Constable & Co.

This Sale will continue during the entire month of January.

Our 24-page Booklet, describing the goods in detail and mentioning prices, will be mailed on request.' MAIL ORDERS for any of the goods offered will receive our most careful attention. We deliver all purchases free to any point within 100 miles of New York.

JAMES MCCUTCHEON & CO.,

Embroideries.

Arnold, Constable & Co. are offering their Spring Importations, comprising beautiful examples of Art Needlework and Lace Work.

Allovers, Edgings,

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Insertions.

Mull, Nainsook, and Swiss Embroidered
Galons, Trimmings, Petticoats.

Embroidered Robes.

Registered Trade Mark.

Embroidered White

Silk Waists and Allovers.

Broadway & 19th Street, NY

Insurance

that Insures

14 West 23d Street,
New York.

The Travelers
Insurance Company

OF HARTFORD, CONN.

The Oldest Accident
Insurance Com-
pany in America

Largest in the World

PAYS MORE IN CLAIMS THAN ANY
OTHER TWO ACCIDENT COMPANIES
COMBINED.

ITS ACCIDENT ASSETS ARE GREATER
THAN ANY THREE OTHER ACCIDENT
COMPANIES COMBINED.

LIFE INSURANCE

under the most liberal and simply expressed contract writ-
ten. A lower premium, instead of an estimated dividend.
Psitoively guarantees so much insurance for so much money,
and leaves nothing to misinterpretation or to chance. If
you want insurance with certainty as to cost and results,
take it in

THE TRAVELERS.
Agents in Every Town and City.

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Three Books on Unity

BY

By William Reed Huntington, D.D.
THE CHURCH-IDEA

An Essay Towards Unity.

Cloth, 50 cents; Paper, 25 cents
THE PEACE OF THE CHURCH
Cloth, $1.00; Paper, 50 cents
A NATIONAL CHURCH

Cloth, 50 cents; Paper, 25 cents
Charles Scribner's Sons, Publishers,

New York.

CHURCH SERVICES

Being the Book of Common Prayer
and the Proper Lessons for the
Sundays and Holy Days throughout the
Year, as set forth by the
General Convention.

In one volume, Long Primer type, 24mo, size
5 7-8 by 3 7-8 inches, 1430 pages.

$1 75

1352 FRENCH MOROCCO, gilt edge,
1354 PERSIAN CALF, gilt cross, gilt edge. 2 00
1856 PERSIAN MOROCCO, red under gold
edge,

2 50

E. & J. B. YOUNG & CO.,
7&9 West 18th St., New York.

DOMESTIC AND FOREIGN BANKERS.
Securities bought and sold on commission. Interest
allewed on Deposits. Foreign Exchange, Commercial
Credits, Cable Transfers.

Circular Letters for Travellers
available in all parts of the world.
DREXEL & CO., MORGAN, HARJES & CO.

PHILADELPHIA.

PARIS.

FINANCIAL.

WE MAIL UPON REQUEST
CAREFULLY PREPARED
DESCRIPTIVE LIST OF

J. P. MORGAN & CO., INVESTMENT SECURITIES.

WALL STREET, CORNER OF BROAD.

Members New York Stock Exchange.

Branch Office: 65 State St., Albany

ATTORNEYS AND AGENTS FOR

Messrs. J. S. MORGAN & CO.,

No. 22 OLD BROAD STREET, LONDON.

The Conservative

INVESTOR

can find no
better field

for safe and profitable investment than that
presented by

First Mortgage Loans

on the most prosperous farm lands in Missouri.
12 years' experience with personally negotiated
loans representing over $2,000,000, and not
a cent lost. I can probably refer you to some
one in your own section if you write me.
WM. R. COMPTON, 2 Wardell Bld'g, Macon, Mo

ANNUITIES.

Life Annuities, so popular for ages in Europe,
are daily increasing in vogue in the United States.
When guaranteed by the STRONGEST FINAN-
CIAL INSTITUTIONS OF THE WORLD the in-
come is so ABSOLUTELY SAFE that mental ease
and comfort are assured. For particulars apply to
or address BARENT H. LANE, The Equitable
Life Assurance Society, 120 Broadway, New York
City.

LETTERS

OF
CREDIT. of Credit for Travellers avail

We buy and sell Bills of Ex.
change and make cable
transfers of money to Europe,
Australia, and South Africa;
also make Collections and is-
Commercial and Letters

able in all parts of the world.
International Cheques. Certificates of Deposit.

BROWN BROS. & CO.,

No. 59 WALL STREET.

JOHN MUNROE & CO., Bankers,
32 Nassau Street, New York.
4 P. O. Square, Boston.
Letters of Credit for Travellers.
Paris Office, MUNROE & CO., 7 Rue Scribe
Affording all conveniences to those holding
Credits on them.

FINANCIAL.

Sixteen short stories for children make
up "The Rosamond Tales" (Page), which

are commended to Churchmen by Bishop UNITED STATES TRUST COMPANY

Doane in an introduction in which the
excellent point is taken from recent in-
vestigations in child psychology that con-
centration of mind beyond a very limited
time is harmful. No story for a child of
six ought to exceed seven minutes, nor
should a child of eight have its mind con-
centrated on a subject for more than ten.
That has been in the mind of the author
of these stories, which are purposely made
very short, and with but a single point
of interest, so that though the story is
The
brief the telling may be detailed.
stories are loosely connected, so that
when successively told they will have con-
tinuity of interest. It is an additional
commendation that they are not exciting.
The author is justified in expressing his
hope that no child will say about these
stories: "They may be heavenly tales, but
they have no earthly meaning."

27 & 29 Pine Street, New York. CHARLES S. SMITH,

WM. ROOKEFELLER,
ALEXANDER E. ORR,

1810

CASH CAPITAL
500,000 00
Reserve for Reinsurance and all
other claims.
1,729,708.58
Surplus over all Liabilities........ 247,362.43
TOTAL ASSETS, JAN. 1, 1901,

...... ......

Charles 8. Whelen,
Edward F. Beale,
John 8. Gerhard,
Edward Lowber. Welsh,
Archibald R. Montgomery.

Ætna Insurance Co.

OF NEW YORK.

45 and 47 Wall Street..

Incorporated 1819.
Losses paid in 83 years, $90,931,965.36
Cash Capital, $4,000,000.

WM. B. CLARK, President,
E. O. WEEKS, Vice-President,
WM. H. KING, Secretary,

A.

HENRY E. REES Asst. Secretaries.

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SAMUEL SLOAN,
D. WILLIS JAMES,
JOHN A. STEWART,
JOHN HARSEN RHOADES,
ANSON PHELPS STOKES,
JOHN CROSBY BROWN,
EDWARD COOPER,

INTEREST ALLOWED ON DEPOSITS,
which may be made at any time and withdrawn
after five days' notice, and will be entitled to in-
terest at such rates as may be agreed upon.

Executors, Administrators, or Trustees of Es-
tates, Religious and Benevolent Institutions and
individuals, will find this Company a convenient
depository for money.

JOHN A. STEWART, Pres. D. WILLIS JAMES, Vice-Pres
JAMES 8. CLARK, Second Vice-Pres.
HENRY L. THORNELL, Secretary.

LOUIS G. HAMPTON, Assistant Secretary
TRUSTEES.

WILLIAM H. MAOY, JR.
WM. D. SLOANE,
GUSTAV H. 80HWAB,
FRANK LYMAN,
GEORGE F. VIETOR,
JAMES STILLMAN,
JOHN CLAFLIN,
JOHN J. PHELPS,
JOHN S. KENNEDY,
D. O. MILLS,

LEWIS OASS LEDYARD,
MARSHALL FIELD.

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