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1840 1885 1866

1834 1860

1825

1860

1888

1886 1841

1872

United Kingdom Temp., etc., London
United Superannuation F. S., Southsea
Universal Insurance, Leeds.
Universal Life Assurance, London.
Universal Marine, London, E. C.....
University, London, S. W..
Victoria Mutual, London, E. C...
Welsh Baptist, Brynteg, Burry Port..
Welsh Calvinistic Methodist, Liverpool
Wesleyan and General, Birmingham..
Wesleyan Meth'ist Trust, Manchester.
West Cumberland Agricultural, Ra-
venglass....

West of England, Exeter...
West of Scotland, Glasgow..
West of Scotland, Glasgow.
Western Annuity, Exeter..

Westminster and General, Lon., W. C.
Westminster, London, W. C......
Whittington, London, E. C...

1887

1807

1886

1880

1831

1836

1717

1855

1883 1888

1824

1873

Yorkshire Boiler, Bradford...

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1889

Winstanley & Dist. Farmers, Wigan.
Yangtszee (of Shanghai), London, E. C.
York and District, York..

Yorkshire, York..

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Fire.
Marine..

Plate Glass..

Fire and Life.

Steam Bl'rs, Eng.,etc.
Fid. Guar
Industrial Life..

Frederick Hendriks, Sec.
W. Tozer, Sec.
Chas. McCabe, Sec.
Arthur J. Cook, Sec.
Isaac Phillips, Sec.
W. J. Hughes, Sec.
R. A. Hunt, Man.
Henry Plummer, Sec.

E. H. Smithett, Man.
G. McGregor, Sec.

Thomas S. Mortimer, Sec..
Edwd. Cutbush, Act.

Charles Rouse Brown, Sec.
W. H. Perratt, Man.

R. Blackwell, Sec.

John Hetherton, Man. Dir.
J. A. Cunninghame, Sec.
John Waugh, Man.

T. D. McDougall, Sec.

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We give you good advice when we say to you: "Having once assured in a sound company let no one induce you to drop your policy." Abide by this advice and you will have no reason to regret it; and we would further recommend you to view with marked suspicion any person who seeks to induce you to act contrary to this injunction. Do not disregard or lightly esteem the vast interest you acquire in a life assurance policy the moment you have paid good money for it; an interest that neither you nor your family can ignore; an interest superior to any and every form of surrender value.-Ingleside.

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NEW ASSURANCE ASSOCIATIONS OF GREAT BRITAIN.

Registered between January 1 and December 31, 1889.

TITLE OF COMPANY.

Objects.

Date.

Nominal Capital.

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Fire.......

Sickness and Burial.
Boil., Eng. & Personal Acc..
All kinds except L. and M........
Plate Glass..

Fire, Marine and Accident....
Plate Glass...

Fire and all kinds except L.&M Plate Glass...

Steam Eng. and Boilers
of Fishing Smacks.....
Fish. Smacks agt. Total Loss.
Sick., Acc. and General..
Med. Aid. and against Illness.
Sickness and Burial..
Plate Glass....

L., S., Acc., An. and End....
Sickness and Burial...
Barge Insurance..

Fire & all kinds except Life..
Fire.....

Feb. 16....
July 16..
June 28..
Feb. 14..
Dec. 21....
Feb. 20....
Dec. 20....
Nov. 22...
July 11....

May 9.... Dec. 9..... Jan. 15.. Jan. 21.... Jan. 31.... Dec. 17.... July 4.. May 14.. Dec. 23.... March 14.. Nov. 25....

Burg. & all kinds except Life. Nov. 19....
Fire....

Marine Insurance..

Marine....

Plate Glass..

Sick and Burial.

Fire.....

All kinds except Life. Marine......

Reinsur., all kinds except L...
Accident...
Dealing in Insurance Shares
and Fidelity Guarantees....
Fid., Invest. and Gen.....

£1,000 in 5 shares.
Unlimited-without cap.
£100,000 in £5 shares.
25,000 in 1 shares.
1,000 in 1 shares.
Guar. of £10 per mem.

1,000 in 2 shares.
£20,000 in 1 shares.
Guar. of 55. per mem.
Guar. of £10 per mem.

Guar. of 25% of amt. ins'd.
£20,000 in 1 shares.

2,000 in 1 shares. Unlimited-without cap. £2,000 in 1 shares. 25,000 in 1 shares. Unlimited-without cap. Guar. of £5 per barge. £50,000 in 1 shares. 210,000 stock (re-registration.)

£250,000 in £5 shares.

Nov. 30....100,000 in 20 shares (re-registration).

Jan. 26... £50,000 in 10 shares. Feb. 21.... Unlimited-without cap. Nov. 7.... 45,000 in 1 shares. Unlimited-without cap.

Dec. 9..

April 16.... £5,000 in 10 shares.

May 3 Aug. 29....

June 24....

Dec. 11.... Nov. 23....

500,000 in 10 shares. Guar. of 1% insured.

£100,000 in £5 shares. 2,000 in 1 shares.

105,000 in £10 shares. 1,000,000 in 10 shares.

COMPANIES OF UNCERTAIN ADDRESS OR OF DOUBTFUL

EXISTENCE.

With respect to the companies mentioned in the following list the usual inquiries have been made, but no further information respecting them is forthcoming than that given below. The particulars contained in the last two columns have, in most instances, been obtained by search at the companies' registration office. The law requires that every company shall, once a year, make a return to the Registrar of Joint Stock Companies of the shareholders, with a summary of the capital and shares. It will be observed that several of the companies in the list are considerably in arrear in this respect, and they are, consequently, liable to penalties for non-compliance with the law. It is well known that negligence to comply with legal requirements generally goes hand in hand with want of capital, reckless and fraudulent trading, and extravagance in management. It will be well, therefore, for persons invited to transact business with any of the following offices, before paying a premium, to make inquiry, and to satisfy themselves that such offices are worthy of confidence.-Post-Magazine Almanack.

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President, William Sutton, M. A.; vice-presidents, Marcus Nathan Adler, M. A.; Alexander John Finlaison, C. B.; Augustus Hendriks, Thomas Emley Young, B. A.; treasurer, George Humphreys, M. A.; honorary secretaries, Thos. Gillespie, C. Browne, George S. Crisford; auditors, Arthur B. Woods, Wm. G. Turpin and James P. Longstaff; assistant secretary, J. Clifford Hopkinson, B. A. NotePersons intending to study should apply to the assistant secretary. Honorary members, Professor Sylvester, M. A., F. R. S., and W. S. B. Woolhouse, F. R. A. S., F. S. S.

FACULTY OF ACTUARIES IN SCOTLAND.

Constituted 1856. Incorporated by Royal Charter 1868. President, J. M. McCandlish; vice-president, Andrew H. Turnbull; council, James Meikle, T. B. Sprague, D. J. Surenne, Spencer C. Thomson,

Hugh Blair, W. R. Macdonald, J. J. M'Lauchlan, Archibald Hewat, G. M. Low, Thomas Marr, James Sorley, William Evans; also ex-officio, the president, vice-president, honorary secretary and honorary treasurer; honorary secretary, David Deuchar; honorary treasurer, J. Turnbull Smith; secretary, James Chatham, 26 St. Andrew Square, Edinburgh; librarian, George Cameron.

THE ACTUARIES' CLUB.

Established November 4, 1848. Meetings, first Monday of each month, at the offices of the members of the club, in rotation. The chairman at each meeting is the actuary of the company in whose office the meeting is held. The club is limited to twenty members, exclusive of those re-elected on their retirement from the active duties of their profession. Treasurer, J. G. Priestley, 63 Threadneedle street, E. C.

THE LIFE Offices' ASSOCIATION.

Established March 18, 1889. Object-The advancement of the business and the protection of the interests of life assurance, so far as can be secured by consultation and combined action upon questions appertaining to the interests common to life assurance companies. The association is open to companies having their head offices in Great Britain or Ireland, and making returns under the life assurance companies' acts. The association has regular fixed dates for meetings throughout the year, and is in practical working order. Chairman, Benjamin Newbatt; honorary secretary, T. E. Young.

ROYAL STATISTICAL SOCIETY.

9 Adelphi Terrace, Strand, W. C., London. Honorary president, His Royal Highness the Prince of Wales, K. G. Council and officers, 1889-90-Honorary vice-presidents (having filled the office of president), the Right Hon. the Earl of Derby, K. G., D. C. L.; James Heywood, Esq., M. A, F. R. S., D. L., J. P., etc.; the Right Hon. George Shaw-Lefevre, M. P.; the Right Hon. Lord Brassey, K. C. B.; Sir James Caird, K. C. B., F. R. S.; Robert Giffen, Esq., LL.D.; Sir Rawson W. Rawson, K. C. M. G., C. B.; the Right Hon. G. J. Goschen, M. P.; president, T. Graham Balfour, Esq., M. D., F. R. S., F. R. C. P.; vice-presidents, Charles Booth, Esq., Frederick Hendriks, Esq., F. I. A.; Sir John Lubbock, Bart., M. P., F. R. S.; Frederick John Mouat, Esq., M. D., LL.D.; trustees, James Heywood, Esq., F. R. S.; Sir John Lubbock, Bart, M. P., F. R. S.; Sir James Caird, K. C. B., F. R. S.; treasurer, Richard Biddulph Martin, Esq., M. A.; secretaries, John Biddulph Martin, M. A.; Alfred Edmund Bateman, Major, P. G. Craigie; foreign secretary, John Biddulph Martin, M. A.; assistant secretary and librarian, Joseph Whittall; bankers, Messrs. Drummond & Co., Charing Cross, S. W., London.

ACTUARIAL SOCIETY OF EDINBURGH.

Honorable president, J. Turnbull Smith; vice-presidents, H. R. Cockburn, W. G. Walton; committee of management, J. A. Forbes, Robert Murrie, J. J. M'Laughlan, James Wilkie, Jun., W. Smith Nichol; treasurer, John Nicoll; secretary, George C. Stenhouse.

INSURANCE AND ACTUARIAL SOCIETY OF GLASGOW.

Objects (1.) The promotion of the study of the principles of fire and life assurance, and of assurance against other contingencies. (2.) The consideration of all subjects to which the doctrine of probabilities may be applied, as well as the best methods of collecting and applying statistics. (3.) The consideration of questions bearing on social science or political economy; and (4.) The formation of a library of professional works for the use of the members. President, Thomas Marr, manager; vice-presidents, F. F. Elderton, manager; W. W. W. Reid; T. Wilkinson Watson, manager; treasurer, Thomas Watson, 114 West George street; secretary, Wm. Cout:s Fyfe, 24 St. Vincent place.

INSURANCE INSTITUTE OF BIRMINGHAM.

Objects (1) The reading of papers and delivering of lectures by members or experts who are not members upon subjects connected with insurance business generally. (2.) The discussion of all questions relating to such business. (3.) The promotion of social intercourse amongst members of the profession in Birmingham and district. Ordinary general meetings are held on the last Friday in each month, from October to March, both inclusive. The annual general meeting is held at the beginning of each session. President, S. P. Colman; vice-president, G. J. Lloyd; treasurer, R. Dolphin Paull; honorable secretary,

J. H. Boocock.

INSURANCE INSTITUTE OF MANCHESTER.

100 King street, Manchester. President, G. J. Johnson; vice-presidents, R. A. Kennedy, J. B. Northcott, and C. Stevenson; honorary secretary and treasurer, Thomas A. Bentley.

JUNIOR INSURANCE INSTITUTE OF MANCHESTER.

98 King street, Manchester. Objects-To encourage the delivery of essays and lectures upon subjects connected with insurance, and discussion thereon; of organizing visits of inspection, and of promoting social intercourse amongst those connected with insurance companies. President, C. F. Brennan; vicepresidents, T. A. Bentley, M. Irving, Svdney Jewsbury, J. B. Northcott, Henry Plummer, C. Povah; honorable treasurer, Thomas Brown; honorable secretary, J. H. Wilson.

INSURANCE INSTITUTE OF YORKSHIRE.

Leeds. President, J. A. Cunninghame, York; vice-presidents. J. F. Mackillop, H. Pocklington, T. S. Riley; honorable treasurer, J. Watson; honorable secretary, D. R. Blair.

INSURANCE INSTITUTE OF IRELAND.

17 St. Andrews street, Dublin. Objects-(1.) The promotion of the study of principles of fire and life assurance, and of assurance against other contingencies. (2.) The consideration of all subjects to which the doctrine of probabilities may be applied, as well as the best methods of collecting and applying statistics. (3.) An organization for any purpose necessary for the requirements of the profession. (4.) The promotion of a good understanding amongst the members of the insurance profession in Ireland. President, Joseph E. Purser, J. P.; vice-presidents, John Antonio, E. Tenison Collins, Harold Engelbach, F. I. A.; T. Goodwillie, A. D. Kennedy, J. S. Kincaid, Bernard H. O'Reilly, S. G. Robinson; honorary secretary and treasurer, Trevor N. Smith.

LIFE ASSURANCE IN GREAT BRITAIN.

New business written by British Life offices during 1888, and reported in 1889. [Condensed from The Review.]

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