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MUTUAL LIFE

CONSOLS.

The Consol Policy recently announced by THE MUTUAL LIFE INSURANCE COMPANY OF NEW YORK combines MORE ADVANTAGES with FEWER RESTRICTIONS than any Investment Insurance contract ever offered. It consolidates

INSURANCE,

ENDOWMENT,

INVESTMENT,

ANNUAL INCOME.

No other company offers this policy. Apply only to Company's nearest Agent for details.

RICHARD A. McCURDY, President.

ROBERT A. GRANNISS, Vice-President.

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The rate of mortality is less than that of any other company, and the dividends arising from that source will be correspondingly larger. The exhaustive report published by the Company. covering an experience of twenty years, shows that the number of deaths was one-third less than the number which should have occurred in accordance with the indications of the American Experience Table of Mortality. Such a percentage of gain was never before realized.

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A Revolution in Insurance can be brought about by better methods of Construction.

All the various methods of anchoring joist to the wall as now practised by Architects and Builders, have a tendency to pull down the sustaining walls during a fire.

THIS MISTAKE OF THE BUILDER

is costing the Underwriters many millions yearly, eleven fires alone have destroyed thirty millions, in which falling walls took a prominent part.

FIRE CANNOT PASS A STANDING BRICK WALL,

Therefore prevent methods of building that have a tendency to pull walls down.

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DEMAND that methods of anchoring be used in brick buildings so that burned and falling joist will free their anchorage and leave the wall standing.

INSIST that the timber frame be so constructed, that any beam or post can fall out of its position, but without damage to the remaining parts.

IN YOUR RATINGS make a heavy difference in rates, favoring best methods.

IN YOUR PAMPHLETS and circulars illustrate approved methods (above electro cuts furnished free).

THE GOETZ-MITCHELL methods are entirely new and have been tested by the U. S. Gov

ernment.

Home Office, Goetz-Mitchell Co., 75 State Street,

NEW ALBANY, IND.

PRINCIPAL SUPPLY DEPOTS:

JOHN S. STEVENS & SONS' IRON WORKS, Phila., Pa.
WM. T. POWERS & SON IRON WORKS, Grand Rapids, Mich.
ST. PAUL FOUNDRY Co., St. Paul, Minn.
PULLIS BROS., MISSISSIPPI IRON WORKS, St. Louis, Mo.
HEDGES' LINCOLN IRON WORKS, Lincoln, Neb.
DEARBORN FOUNDRY CO., Chicago, Ill.
PAXTON & VIERLING IRON WORKS, Omaha, Neb.
WILSON & STEIN'S AMERICAN FOUNDRY, Des Moines, Ia.

NEW BEDFORD IRON FOUNDRY, Boston, Mass.
EDWARD L. DENT'S IRON WORKS, Washington, D. C.
BUCKEYE FOUNDRY COMPANY, Cincinnati, Ö.

P. HAYDEN' SADDLERY HARDWARE Co.,

Foundry & Mach. Dept., Columbus, O.
NEW BEDFORD IRON FOUNDRY, New Bedford, Mass.
A. R. HEINTZ & Co. IRON WORKS, Portland, Oregon.
E. STANNARD & SON, IRON FOUNDERS, New Haven, Ct.

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Head Office for the United States, Nos. 59 and 61 Wall Street, New York.

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The bonds of this association are redeemed in cash every month.

No notes or mortgages are required.

No interest or bonus to pay for your money.

Bonds of $100, $500 and $1000 sold on monthly installments of from 75 cents to $4.50 per month.

OUR BONDS ARE EXEMPT BY LAW FROM ATTACHMENT FOR DEBT.

An unequaled system of savings and profit.

A safe investment for 40 to 70 per cent profit of the face value of each bond.

The best, safest, most profitable and quickest returns of any system in existence.
Cash redemption of bonds every month.

Every bondholder is a member of the association and has a vote in its affairs.

Secure your bonds at once, as they are issued and redeemed in numerical order. Delay means loss of time.

It is impossible to hold one of our bonds to maturity or redemption and not receive many times more interest profit than savings banks or other investment companies pay,

this company.

Correspondence with and the investigation of insurance men cordially solicited, with a view to selling the bonds of Address the Home Office, 177 and 179 Broadway, NEW YORK CITY.

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NEW YORK, 151 Broadway, JOSEPH WELLS, Manager.

BOSTON, 159 Devonshire Street, JAMES T. PHELPS, Manager. PHILADELPHIA, New Record Building, FRANK READ, Manager.

PORTLAND, 35 Exchange Street, GEORGE P. DEWEY, Manager.
PITTSBURGH, Hamilton Building, EDWARD O'NEIL, Manager.
WM. H. MURPHY, Manager.

MINNEAPOLIS,

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ROCHESTER, N. Y., Ellwood Block, FRANK C. MANN, Manager. SAN FRANCISCO, 212 Sansome Street, G. M. STOLP, Manager. OMAHA, Paxton Building, M. L. ROEDER & BRO., Managers. PEORIA, ILL., J. M. RICE, Manager.

CHICAGO, Opera House Building, SEYMOUR WALTON, Manager. CLEVELAND, 86 Superior Street, OLMSTED BROS., Managers. DETROIT, Hammond Building, S. F. ANGUS, Manager. NEWBURGH, N. Y., M. H. MULLENNEAUX, Manager. A. H. PIETY, Manager. AND OTHERS.

TOPEKA, KAN.,

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ST. JOHNSBURY, VT., P. D. BLODGETT, Manager for New

Hampshire.

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