CASUALTY INSURANCE COMPANIES-Continued:
what articles of association to contain.
subscription to capital stock of

to make deposits with state treasurer, before issuing policies or assuming
risks

capital stock, amount of

examination and approval of articles of

when may purchase and hold real estate

powers of directors to make by-laws

proviso, as to distribution of assets when insolvent

Section

36

37

38

38

39

41

42

43

43

43

when issued to foreign co-operative and mutual benefit societies
when furnished to burial benefit associations, renewals

when issued to mutual provident associations of firemen

when claims against policies issued by, to be paid by state treasurer
when may withdraw securities deposited with state treasurer
organized under foreign statutes, when may do business in this state.
sale of securities deposited to satisfy claims against

to be in receipt of one assessment before commencing business.
incorporation of log and timber insurance companies..
organization of, for insurance of horses, cattle and farm stock
act relative to deposits of, with state treasurer

CATTLE:

co-operative insurance companies for insuring, organization of

CERTIFICATE:

conditions under which co-operative and mutual benefit societies may issue.
by physician attached to application for insurance to co-operative, etc., so-
cieties

of fraternal beneficiary society, what to specify

CERTIFICATE OF AUTHORITY:

revocation of, of life insurance companies, for misrepresentation..

when articles of co-operative, etc., societies void unless, issued, term, fee, etc.
foreign companies

44

44

94

444-57
458-84

562

458-84

104

104

183

83

93, 95

105

106, 109

146, 148, 155

agents of insurance companies to procure
revocation of, for misrepresentation, etc.

to fraternal beneficiary societies..

when granted, etc., to fire, marine and automobile insurance companies
of foreign fire, marine and automobile insurance companies, renewal, etc.
of mutual fire, marine and automobile insurance companies, revocation of, etc.
of foreign mutual marine insurance companies, when commissioner

revoke

to foreign fire and marine insurance companies, when may be issued
when may be revoked

of fire and marine insurance companies, when revoked

of fire loss adjuster, how issued

of fire insurance agent, revocation of

of mutual fire insurance companies, when granted, etc.

when issued to mutual fire insurance companies, limited.

of manufacturers' mutual fire companies

of threshers' mutual fire companies

when issued to mutual fire insurance company

when issued to shoe dealers' mutual fire insurance companies.

of mutual hail insurance companies

companies not to transact business of casualty insurance without

of plate-glass, etc., insurance company.

of casualty companies, when commissioner to cancel

of agents of casualty companies

of surety bonding companies

revocation of, of foreign fire companies for violation of standard policy act..
of certain insurance companies may be revoked for non-payment of fees, etc..
issue of, to insurance companies

CERTIFICATES:

of fraternal societies, valuation of

CHARITABLE ASSOCIATIONS:

revocation of, of foreign companies for placing insurance through other than
licensed agent

615, 616

625

.198, 199, 200

exemption of, from fraternal associations act

206

CHARTER:

319

321

441

of mutual fire insurance companies, special provisions in

date of, to be printed on policies of mutual fire insurance companies.
and amendments to, of mutual hail insurance companies

insurance of, in mutual benefit associations of religious denominations.

CIRCULARS:

misrepresenting terms, etc., of life insurance policies prohibited.
issue of certain, prohibited

13

57

138

82-3

616

against certain companies, when not adjusted or paid, who to pay
against companies organized under foreign statutes, how paid..
insurance free from, of creditors

43

44

62

against life insurance companies, adjudication of

77

2

17

522-24

65

25

615

CLERKS:

in insurance bureau, appointment of, additional

additional, commissioner of insurance may employ during certain months...
CO-INSURANCE RIDER CLAUSES:

relative to attachment of, to Michigan standard policy

COLORED PERSONS:

discrimination between, and white, as to premiums, etc., not to be made...

COMBUSTIBLES:

power of fire marshal as to

COMMISSION:

agent's, rebate of, prohibited.
COMMISSIONER OF INSURANCE:

appointment of, salary, etc.

powers and duties conferred on
report of, when to be made

number of, to be printed

removal of, by governor

salary and expenses of

fees received by, disposition of

when duties of, to devolve upon deputy
appointment of assistants by

determination of promotions by

payment of expenses of

to certify employes' expenses

employment of special examiner by

not to receive pay for extra services, etc.

10

11

12

13

13

15

15

16

16

to appoint three resident examiners as to capital stock, etc., of certain insur-
ance and bonding companies

copy of articles of association to be filed with

certain foreign corporations to file certificate of deposit of securities with.
examination of life insurance companies, revocation of license
life insurance companies to furnish certain data to
appointment of agent to receive process filed with..

when may vary standards of mortality, etc., of life insurance companies.
life insurance policies not to be issued until form filed with and approved
by

may revoke certificate of authority of life insurance companies for misrepre-
sentation

articles of association of co-operative, etc., societies, examined by.
to approve bonds of secretary and treasurer of co-operative, etc., society.
when to issue certificate of authority to co-operative, etc., societies, term,
fee, etc.

to report co-operative and mutual benefit societies upon failure to pay bene-
ficiary 30 days after due

83

articles of fraternal societies filed with.

merger or transfer of fraternal societies to be filed with

approval of merger, etc., by

when to order return of funds of co-operative and mutual benefit societies de-
posited with state

to issue certificate to fraternal benefit society

to investigate violations of foreign co-operative and mutual benefit societies.
approval and recording of articles of reincorporated co-operative and mutual
benefit societies by

103
107

119

125

187

187.

189

189

when not to disclose contents of merger, etc.

payment of license fee to, by fraternal society.

when may license foreign fraternal society

review of refusal by, to license..

appointment of, as attorney for foreign fraternal society

duty of, as to process served...

annual reports, etc., to, of fraternal societies.

examination of fraternal benefit societies by

189

190

191

191

192

192

198

201, 203

when not to publish certain financial statements

revocation by, of foreign fraternal society license

may require evidence of exemption from fraternal societies act.
approval of automobile insurance by

204

205

206

252

districts

power and duties of, as to stock of automobile insurance companies.
fire insurance companies to report to, amounts at risk in congested value

reinsurance reserve for fire and marine insurance companies calculated by.
to issue certificates to insurance adjusters

254, 255

258

260

295

COMMISSIONER OF INSURANCE--Continued:

when to revoke fire insurance agent's certificate.
certain resolution of mutual fire company filed with

Section

299

319

to issue certificate of mutual fire insurance company.

397

powers and duties of, shoe dealers' mutual fire insurance companies.
when to authorize plate-glass, etc., companies...

399-411

486

computation by, of reserve fund of plate-glass, etc., companies.
cancellation by, of authority of plate-glass, etc., companies.

487

487

approval of form of policy by

may revoke certificate of foreign companies for violation of standard policy
act

to transmit certificate to agent

520

525

534

powers and duties of, under act regulating organization and sale of stock
of insurance companies

540-46

providing for payment of taxes, fees, etc., to, by insurance companies, dis-
bursement of

547-549

disposition of fees received by

rate of tax of fire department or salvage corps, how computed by.
may revoke certificate of authority for neglect to pay fees, etc..
charge of, for making copies

salary of certain employes of

issue of certificates of authority by, to insurance companies
insurance agents to procure certificate of authority of, duties of.

to revoke license of companies refusing to furnish copies of application for
insurance

powers and duties of, under act relative to the liquidation of delinquent com-
panies

revocation of certificate by, for misrepresentation, etc.

may revoke license of foreign companies for placing insurance through other
than licensed agents

consent of, to admission of foreign companies transacting automobile insur-

ance

inspection of foreign companies violating certain act, compensation, by
whom paid

COMPENSATION:

of assistant actuary and examiners, how graded.

of grades of employes, amount of.

of special examiner, how paid...

commissioner of insurance not to receive, as state fire marshal.

COMPETITION:

547

547

548

549

549

551

553-5

558

580-7

615, 616

624-629

624

626-7

13

14

16

28

how amended

CONTRACTS:

certain foreign fire and marine or agents of, not to enter into contracts, etc.,
to prevent free, penalty

..263-7, 269-70

577

COMPUTATION:

of taxable property, section relative to

CONDUCTORS:

incorporation of co-operative and mutual protective associations of railway... 129-136
CONGESTED VALUE DISTRICTS:

fire insurance companies to report amount at risk in

CONSTITUTION AND BY-LAWS:

of fraternal benefit societies

waiver of, prohibited

penalty for foreign companies issuing, before making deposit..

258

187

195

197

44

not to be made other than in policy

64

life insurance policies to contain entire, between parties

75

of transfer or reinsurance by co-operative and mutual benefit societies, how
approved

124

certain foreign fire and marine or agents of, not to enter into, to prevent
free competition, penalty

act prohibiting rebates on policies or, of insurance

special, other than expressed in policy, unlawful

of fire insurance, act prohibiting making or enforcing of unauthorized.
CO-OPERATIVE AND MUTUAL BENEFIT SOCIETIES:

263-7
610-614

610
619-623

act providing for incorporation of

articles of association, recording of

to be in receipt of one assessment before commencing business.

certificate of physician attached to application for insurance by
policy of, when void as to beneficiary and payable to heirs

89-128

93

94

95

97

103

examination of books, etc., upon failure to make payment to beneficiary 30
days after due

103

104

104

foreign, to furnish commissioner with certified copy of articles, by-laws, etc..
when unlawful for agent, etc., to procure applications for insurance
annual statement, when and to whom made, what to contain, how published,

fee

insolvent, death claims and accident benefit deemed preferred claim against..
furnishing accident indemnity upon assessment plan, amendment of articles.
act relative to mutual benefit and co-operative associations to apply to.
notice or call of assessment by, what to state

105

107

108

110

112

114

115

CO-OPERATIVE AND MUTUAL BENEFIT SOCIETIES-Continued:
mortuary or beneficiary fund of, when statement given members
cancellation of policies of, for non-payment of assessment
when may indemnify against sickness

reincorporation of

to maintain emergency or reserve fund, amount of, where deposited.
accumulation of funds by, in excess of purpose

not to transfer or reinsure risks without approval of two-thirds of members.
reserve or emergency fund, return of, to, upon dissolution

CO-OPERATIVE INSURANCE COMPANIES:

Section

115

117

118

119-120

122

123

124

125

organization of, for insuring horses, cattle and farm stock
CO-OPERATIVE MUTUAL LIFE INSURANCE COMPANIES:

458-484

unlawful for officers or agents of, to misappropriate reserve or mortality
funds

597

foreign, to provide for bringing suits against..

CO-OPERATIVE SOCIETIES:

COPIES:

charge for making, in insurance department

CORPORATE FRANCHISES:

of life insurance companies, forfeiture of

CORPORATE LIFE:

of life insurance companies, extension of

CORPORATIONS:

not to continue business until depreciation in securities made good..
proviso, as to acceptability of mortgage bonds of.

certain act relative to life insurance not applicable to, operating on assess-
ment or fraternal plan

581-84

548

47

87-8

38

38

72

not to take name in use by other

102

municipal, etc., blanket policies of insurance not affected by act requiring
standard provisions, etc.

536

unlawful for, to require employes to take out policies of insurance

630-632

issue and sale of fraudulent stock by

to file annually list of shares of stock

COST OF INSURANCE:

how charged in valuation of fraternal society certificates

COSTS:

awarding of, where recovery is had by plaintiff
COUNTY BUILDINGS:

relative to insurance of

COUNTY CLERK:

certificates, assignments, etc., may be filed in office of
copy of articles of association, etc., to be filed with

copy of amendment of articles of life insurance companies filed with.
resolutions to extend corporate life of life insurance companies filed with.
when articles of association of co-operative and mutual benefit companies
filed in office of

mutual benefit society of religious denomination, proceedings of incorpora-
tion filed with

certificate of amendment of constitution, etc., of mutual benefit societies of
religious denomination, filed with
mutual benefit societies, Mason county, constitution, etc., of, filed with.
articles of association of fire, marine and automobile insurance companies
filed with

certificate of authority of agents of foreign fire, marine and automobile in-
surance companies filed with

how co-operative, etc., society may issue policy to, as beneficiary..
co-operative and mutual benefit societies, policy payable free from claims of.
moneys due members of mutual provident associations of firemen, free from
claims of

CYCLONE INSURANCE COMPANIES:

fee for filing certificates of fire, marine and automobile insurance companies.
articles of association, etc., of fire and marine insurance companies filed with
mutual fire insurance companies, copy of charter, etc., filed with
copy of annual statement filed with

239

246, 248

305

308

321

485-490

104

116

166

424-32

424

426

427

DEATH:

by injuries, organization of companies to insure against.
indemnity of employers against, of employes

35

35

settlement of life insurance policy becoming claim upon, of insured, when

made

67

DEATH BENEFITS:

exception as to payment of, by F. & A. M. in act relative to co-operative, etc.,
societies

103

DEATH BENEFITS-Continued:

payment of, by receiver of co-operative, etc., societies

Section

110

amount of, paid by mutual benefit societies of religious denomination limited.
mutual provident associations of firemen may provide for, to members,
limit of

138

159

to members of mutual benefit societies, Mason county, how governed, etc....
payment of, by fraternal beneficiary societies

DECLARATION:

suits against insurance companies may be commenced by
DEFAULTS:

in case of, in premium payments upon life insurance policies
DEFERRED PAYMENTS:

how considered, in case of fraternal societies..

DELINQUENT INSURANCE COMPANIES:

act relative to proceedings against and the liquidation of..

DEPOSITS:

certain companies to make, with state treasurer before issuing policies or
assuming risks

173

.180, 194, 198, 200

579

67

184

592-9

85

43

67

82-3

220

562

616

providing for making of, by insurance companies

of cash or securities for benefit of policy holders of this or other states or
countries

DEPUTY COMMISSIONER OF INSURANCE:

appointment of, salary

to be known as first deputy

actuary to be known as second

salary of first and second

payment of expenses of

not to receive pay for extra services, etc.

DEPUTY FIRE MARSHAL:

powers and duties of, as to dangerous buildings, etc.

DIRECTORS:

of certain companies, power to make by-laws

of life insurance companies misrepresenting terms, etc., of policies guilty
of misdemeanor, penalty

diversion of funds of life insurance companies, etc., by, for political pur-

poses prohibited, penalty..

of fire, marine and automobile insurance companies, when liable.
resident, of foreign fire and marine insurance companies deemed legal officers
of mutual fire insurance companies personally liable for losses
and officers of shoe dealers' mutual fire insurance companies..

DISABILITY BENEFITS:

of fraternal beneficiary societies, payment of

separate fund for

insufficient funds to pay
deficiency in funds to meet

DISBURSEMENTS:

by life insurance companies, regulation of, etc....

DISCRIMINATION:

certain, not permitted.

as to color, etc.

DISEASE:

standard provisions in policies insuring against

DIVERSION:

of funds of life insurance companies for political purposes prohibited.
DIVIDENDS:

certain companies to collect, on securities deposited while solvent.
arising from participation paid to owner of life insurance policy in cash.
misrepresentation of, to be received on life insurance policies prohibited,

penalty

declaring of, of fire, marine and automobile insurance companies.
deposit of securities, etc., by, for benefit of foreign policy holders
future, estimation of, prohibited

E.

EMBEZZLEMENT:

when sale, etc., of securities deposited with state treasurer deemed.
penalty for, by agents of insurance companies

EMERGENCY FUND:

provision for, in articles of co-operative, etc., societies
co-operative and mutual benefit societies to maintain reserve or.

55

618, 636

99

122

125

184

.35, 485-490

536

of co-operative and mutual benefit societies, return of, to, upon dissolution.
of fraternal beneficiary societies

EMPLOYERS:

....

indemnity of, against accident, death by injuries, etc., of employes, com-
panies to insure

ENDOWMENT INSURANCE:

supplemental contracts of, not affected by certain act.

ENDOWMENT POLICIES:

(See policies.)