They do not keep their bargains well, and do not repay the billions they borrow. But there is at least a start in international dealing to replace international war.

Savages, as individuals, when they first bargained and borrowed, did not keep their bargains or repay borrowings, either.

Fifty years ago, the man that had one million was looked up to-he was that wonderful thing, "a millionaire." Today, a man with an annual income of only one million is not "so very rich." One man among us has an income of more than two million dollars a week. And Henry Ford, who manufactures the cheapest thing in his line, pays to the Government an income tax of forty millions or more a year.

The world used to talk of millions, and hardly believed in their reality. It now talks of billions. A bonus for the soldiers will require five billions. Before the Government finishes with allowances to injured soldiers and others engaged in the late war, it will spend probably seventy-five billions. Europe owes us eleven billions-we probably shall never get the money.

And so it goes. We have reached the age of the billionaire, with the billion as the international unit.

The last fifty years have been years of big things, built up by the power of big crowds working together. But the individual man is not much bigger, better or happier than he was. The Pacific Ocean is big, but a drop of water in that ocean is no bigger or more powerful than a drop of water in your wash basin. Men are still little human things, drops in a human ocean con

drops not changing much in themselves.

How can they change? How can the individual be made greater, his life more complete, worth while? That is the question that the last fifty years and the last thousand centuries have done little to answer.

Man has discovered radium in the ground, new elements in nature, new metals, new forces. But he has done little to change or improve himself. It is probably true that the average intelligence among the higher races of civilized man is lower today than it was among the free citizens of Athens twenty-five hundred years

ago.

Scientifically and mechanically, in skill and in understanding of our surroundings, from the oil well at our feet to the distant nebula, we improve. But as individuals, as a human race, we have advanced and improved little.

What will come in the next fifty years, or the next century, the period that will be lived through by our children and grandchildren?

There will be talk of exhausted coal mines and oil wells. That will mean no more than the lack of whales means now to our lighting system. There was a time when men worried thinking they would have no oil for their lamps, and go back to tallow candles, if the whales were all killed off. Kerosene and electricity settled that.

Before coal and oil are gone, men will harness the tides, the power of the sun itself, or tap hidden fires in the earth a few miles below our feet, and wonder that their ancestors ever dug underground for coal.

across the ocean, around the world, will be made in flying machines. Men will easily breakfast in Paris and lunch in New York on the same day.

It was considered marvelous when speaking tubes first enabled the lady on the third floor to listen to the other lady in the kitchen.

In place of these speaking tubes, the whole world will soon be using the "ether lanes," and opera singers in New York City will be heard, as they sing, by the inhabitants of Timbuctoo, China, Mesopotamia, as distinctly as by Coney Island.

The human mind, taking everything for granted after two weeks, will think nothing of it, and will concentrate, as is usual, on the triviality that is new.

We shall develop mines under the sea with submarines, irrigate deserts by diverting the course of rivers that now waste power and wealth, washing fertile soil out into the ocean. Swamps will disappear, improved machinery making it easy. With the swamps will go mosquitoes and the diseases that they spread.

We shall build cheap houses, liquid stone will make that possible.

Improved farm machinery will solve the problem of food for all the world's population.

Public control of transportation, ending private control of public monopolies, will solve distribution-and that will be one great step forward.

The world has already solved the problem of production. We have water for the dry land, knowledge in libraries for the dry brains, factories to supply all goods needed, distribution is lacking.

Education will be made attractive, instead of being

been accomplished largely among the children of the rich.

Most important of all, but still a long way off, labor will be made attractive. A man's life is made up of work, and ninety-nine men out of a hundred detest the work which makes up their lives.

Kings, ten thousand years ago, anxious to win their battles, endeavored to make the work of the soldier attractive with uniforms, music, loot, and special privileges.

Sooner or later kings of industry will realize that industry can be made attractive just as easily as it is now made repulsive, and at the same time made more profitable to all.

Men will work willingly and gladly. That will be another great step forward.

But what about the real work developing latent powers within the human mind and soul, as we develop mines, oil wells, water power and scientific machinery?

That will come. It will seem slow to us, but it will not be slow in reality. How much has been achieved since the days of the marvelously intelligent Greeks. And we are separated from them by only seventy-five generations.

What are seventy-five generations? The death of one parent and the birth of a child repeated seventy-five times take us back beyond the birth of Christ.

We know from scientists that this earth will last as it is now, suitable for the habitation of men for at least a hundred million years, probably much longer-barring Cosmic cataclysm, such as collision with another planet.

Stone Age, from our ancestor with the brutal jaw, the two inch teeth, the one inch forehead.

We have done wonders in the twelve thousand years. We have harnessed lightning that our ancestors feared, once we bowed down and worshipped it, now it sweeps the floor in a vacuum cleaner.

We have a hundred millions of years to do other things, feeble imaginations cannot even conceive what the hundred million years will show. We shall talk to the other planets, as many of them within our solar system as have thinking beings fully developed.

We know that the ether which permeates all space, carries messages as well as any wire.

But what about the next fifty or one hundred years, what will that period show!

We are in the age of scientific development now, as we were in the age of artistic development in the day of Michael Angelo.

It is impossible to predict or even to imagine what the short space of a hundred years may produce.

If twenty-five years ago a man had predicted the flying machine as an accomplished fact, wireless telegraphy, an opera singer in New York heard in San Francisco, such a man would have been called crazy. What is the use of guessing?

"It hath not been shown what we shall be."

The main thing is for each man to live earnestly, think earnestly, do the best that he can.

All the power of Niagara is simply the combined power of tiny drops falling from a certain height.