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KENTUCKY.

There is exempt to every bona fide housekeeper, resident upon the property and the owner thereof at the time of the creation of the debt, a homestead of the value of $1,000.

The tools of all mechanics and the libraries of all professional men are exempt to the extent of $500. There is also exempt to any resident with a family, property, if on hand, consisting of work beasts, domestic animals and fowls, farm and garden implements, household furniture, one sewing machine, and all family portraits and pictures; certain manufactured articles necessary for the family use, provided the same be manufactured by the family; all wearing apparel; sufficient provisions, including bread stuff and animal food to sustain the family for one year; if this latter property is not on hand, other personal property, money or growing crops, not to exceed $40 in value, for each member of the family; provender suitable for live-stock, if there be any such stock, not to exceed $70 in value. And if such property be not on hand, such property as shall not exceed such sum in value.

LOUISIANA.

A homestead to the value of $2,000 is exempt. Any head of a family or person having others dependent upon him for support can, by proper declaration and registry, set aside real property with certain farm implements and stock, of a value not exceeding $2,000, as a homestead. Such property must be actually occupied by him, and in order to create this homestead a declaration under oath must be recorded in the book of mortgages in the parish where the property is situated. This declaration must contain a statement of the facts that show the person claiming the homestead is a person of the description entitled thereto; that the person claiming is residing on the property and has a bona fide title thereto, stating nature of title, description of land and enumeration of the other exemptions, an estimate of the cash value of the exemptions, and statement of intention to claim such homestead and exemptions. No husband can have benefit of homestead whose wife owns or is in actual enjoyment of property or means to the amount of $2,000.

The owner of the homestead has the right, at any time, to supplement his exemption until the amount equals the sum of $2,000. The homestead is not susceptible of mortgages, except for the purchase price, labor and materials furnished for its building, repairing or improving. Nor is any waiver or renunciation of homestead rights or exemptions valid. The homestead, however, may be sold. It may be claimed in cities as well as counties. The following property is likewise exempt: Laborers' wages, the clothes belonging to the debtor or his wife, his bed, those of his family, his arms and military accoutrements, the tools and instru

ments necessary for the exercise of the trade or profession by which he gains a living, the rights of personal servitude, use and habitation, the usufruct to the estate of a minor child, the income of dotal property, the books and sewing machines necessary for the exercise of one's calling, trade or profession by which the owner makes a living, the salary of an officer, cooking stove and utensils, plates, forks, etc., dining table and chairs, washtubs, smoothing irons and ironing furnaces, family portraits, and musical instruments played on by any member of the family.

MAINE.

The real estate of the value of $500 is exempt as a homestead from attachment, except for liens of mechanics and material-men, provided the owner files the required certificate in the office of the registry of deeds. A burial ground in cemetery is likewise exempt.

The following personal property is exempt from attachment and levy: Wearing apparel; $100 worth of household furniture necessary for the family, one bedstead, bed and bedding for each two members, family portraits, bibles, school books in actual use; copy of state statutes, library worth $150; pew in use; one cooking and all iron warming stoves, charcoal, twelve cords of wood at home for use, five tons of anthracite and fifty bushels of bituminous coal, $10 worth of lumber, wood or bark, all produce until harvested, one barrel of flour, thirty bushels of corn, grain, all potatoes raised or bought for debtor or his family, half an acre of flax and manufactures therefrom for use, tools of trade, $50 worth of materials and stock procured and necessary for trade or business and intended to be used in same, sewing machine worth $100, one pair of working cattle or one pair of horses or mules worth $300, and hay to keep them through the winter, one harness worth $20 for each horse or mule, a horse sled or ox sled, two swine, one cow and a heifer under three years, or two cows if no oxen, horse or mule, ten sheep with their wool and lambs, hay sufficient to keep them through the winter, $50 worth of domestic fowl, one plow, one cart or truck wagon, or one express wagon, one harrow, one yoke with bows, ring and staple, two chains, one mowing machine, one boat of two tons employed in fishing, and owned exclusively by an inhabitant of the state, life and accident insurance policies, except excess of annual cash premiums for two years above $150. Also two shares in loan and building associations. (See Code, ch. 81, sec. 62; ch. 75, sec. 10; ch. 49, sec. 94; ch. 15, sec. 8; ch. 81, secs. 63-66.)

MARYLAND.

There is exempt from execution wearing apparel, mechanical textbooks or books of professional men; the mechanic or professional men's tools used by them in their trade or profession. There is exempt also $100 worth of other property to be selected by the defendant, or, if $100

worth cannot conveniently be set aside, that amount shall be paid to the defendant out of the proceeds of the sale. This provision, however, does not apply to any judgment obtained in any action for breach of promise to marry or seduction. (Code of 1888, art. 83; vide 57 Md. 314.) Intangible property, whether real or personal, except stocks, cannot be taken under execution, such as a chose in action or a lien coupled with possession. The course in such a case is for the creditor to cause his execution to be levied and returned, and then seek his redress in a court of equity.

MASSACHUSETTS.

The following personal property of a debtor is exempt from attachment or execution: The necessary wearing apparel of himself, wife and children; one bedstead, etc., for every two members of his family; one iron stove and fuel to value of $20; other necessary household furniture to value of $300; books to value of $50; one cow, six sheep, one swine, and two tons of hay; tools, etc., in his business to value of $100; materials and stock in his business to value of $100; provisions to the value of $50; one pew; the boat, fishing tackle and nets of a fisherman to the value of $100; uniform and arms of an officer or soldier in militia; rights of burial and tombs in use; one sewing machine in use to the value of $100; shares in certain co-operative associations to value of $20 in the aggregate. The debtor's homestead to the extent of $800 is also exempt, provided it is declared in the conveyance to be designed for a homestead, or such design is declared by writing signed, sealed, acknowledged and recorded. Benefits provided by assessment and fraternal insurance are exempt on claim against either insured or beneficiary.

MICHIGAN.

A homestead not to exceed forty acres of land, and the house thereon if situated in the country, or a house and lot in any city or village not exceeding in value $1,500. If it exceeds that amount in value it may be sold, and after paying the judgment debtor the balance may be taken by the creditor. A married householder cannot sell or incumber such homestead without the consent of the wife. The following property is exempt from sale under execution: Spinning-wheels, weaving-looms and stoves put up and kept for use in any dwelling-house; a pew in a church and a lot in a cemetery, if used; arms required by law to be kept; all wearing apparel of every person and his family; the library and school books of every individual or family, not exceeding in value $150; one sewing machine; all family pictures; to each householder ten sheep, two cows and five swine; six months' provisions and fuel, and household goods, furniture and utensils not exceeding in value $250; to each debtor the tools, implements, materials, stock, apparatus, team, vehicle, horses, harness or other things not exceeding in value $250, to enable him to

carry on the business in which he is wholly or principally engaged; a sufficient quantity of hay, grain and feed for properly keeping for six months such exempt animals. No lien can be created on any of the above property, except the $250 worth of tools, implements, etc., without the signature of the wife to the mortgage, etc. A non-resident cannot avail himself of the exemption laws. In case of partnership, each partner is entitled to the exemption contained in the provision relative to the tools, implements, materials, stock, etc., of the debtor's principal business.

MINNESOTA.

By the laws of 1895, chapter 37, the following property is exempt: Family bible, family pictures, school books or library or musical instruments for use of family; seat or pew in any house or place of public worship; a lot in a burial ground; all wearing apparel of debtor and family; all beds, bedding and bedsteads kept and used by debtor and his family; all stoves and appendages put or kept for use of debtor and family; all cooking utensils, and all the household furniture not herein enumerated not exceeding $500 in value; three cows, ten swine, one yoke of oxen and a horse, or in lieu thereof a span of horses or mules; twenty sheep and the wool from same; necessary food for stock for one year, provided or growing, or both; one wagon, cart or dray, one bicycle. By the laws of 1897, page 6, there is exempt one sleigh, two plows, one drag and other farming utensils, including tackle for team, not exceeding $300 in value; one sewing machine, one typewriter. By the laws of 1897, page 12, there is exempt grain necessary for one year's seed, not exceeding one hundred bushels of wheat, fifty bushels of oats, one hundred bushels of barley, one hundred bushels of potatoes and ten bushels of corn, and binding material for use in harvesting crop raised from seed grain above specified.

By the General Statutes of 1878, chapter 66, section 310; laws of 1885, page 44, and the laws of 1889, page 325, the following exemptions are allowed: The provisions of the debtor and his family for one year's support, provided or growing, or both, and one year's fuel; tools or instruments of any mechanic, miner or other person, used and kept for the purpose of carrying on his trade, and stock in trade not exceeding $400; library and implements of any professional man. Also the wages of any laboring man or woman or their minor children, not exceeding $25, due for services rendered during the thirty days preceding the issue of process, and moneys arising from insurance or exempt property. By the General Statutes of 1878, chapter (6, section 310, there are exempt from attachment or sale, in addition to the above enumerated, all the presses, stones, types, cases and other tools and implements used by any copartnership, or by any printer, publisher or editor of any newspaper, and in the printing or publication of the same, not to exceed $2,000 in value, together with stock in trade not exceeding $400 in value.

By the laws of 1897, pages 262, 620, the library of any public college or school is exempt; and the money derived from insurance upon the life of the deceased husband or father in the hands of a widow or child, not exceeding $10,000, is exempt. By the General Statutes of 1878, chapter 68, section 1, there is exempt a homestead not exceeding eighty acres of land, with dwelling-house thereon, to be selected by the owner, not included in the laid-out or platted portion of any incorporated town, city or village; or instead thereof, at the owner's option, a quantity of land not exceeding one lot, if within the laid-out or platted portion of any incorporated town, city or village having over five thousand inhabitants; or one-half an acre if within the laid-out or platted portion of any such town, city or village having less than five thousand inhabitants; and the dwelling-house thereon and its appurtenances, owned and occupied by any resident of this state, is not subject to attachment, levy or sale upon execution. Such a homestead is exempt while occupied by the widow or minor children of any person deceased who was, while living, entitled to the benefit of the homestead act. If a married man absconds from the state or deserts his wife or minor children, such wife and children may continue to occupy such homestead, and the same shall be exempt from levy or sale upon attachment, execution or other final process issued against such husband and wife or either of them.

MISSISSIPPL

The following property is exempt from seizure for debt: A mechanic's tools necessary for carrying on his trade; the agricultural implements of a farmer necessary for two male laborers, necessary in his usual employment; the books of a student required to complete his education; the wearing apparel of every person; the libraries of lawyers, doctors and ministers not exceeding $250 in value; instruments of surgeons and dentists used in their profession, not exceeding $250 in value; the arms and accoutrements of militiamen; books, maps, globes, etc., used by teachers of schools, etc.; wages of a laborer to the extent of $20. The head of the family is entitled to the following exemptions: Two work horses or mules, two oxen, two cows and calves, twenty head of hogs, twenty sheep or goats, two hundred and fifty bushels of corn, ten bushels of wheat or rice, five hundred pounds of pork or bacon, one wagon or buggy or cart and harness, five hundred bundles of fodder, one sewing machine, all colts under three years of age raised in the state by the debtor, one hundred bushels of cotton seed, forty gallons of sorghum, one thousand stalks of sugar cane, one bridle and saddle and side-saddle, household and kitchen furniture not exceeding in value $200, wages of a laborer or mechanic not exceeding $100, all poultry, one thousand pounds of hay, one sorghum mill worth not more than $150, proceeds of insurance policy on exempt property: also one hundred and sixty acres of land or town residence not exceeding $2,000 in value. A resident of

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