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acceptance for honour acceptor accident agent agreement amount apply assigns authorised authority bank barratry bill of exchange bill of lading bind bottomry cargo caused certified certified check charter-party common carrier consent consignee contract courts creditor debt debtor delay delivered delivery demurrage discharged drawer due course effect fire firm fraud freight money give notice given guaranty holder in due indorser injury instru instrument is payable insured interest lien loss maker master maturity ment negligence negotiable instrument non-payment notary notice of dishonour notified owner paid partner partnership passenger payable on demand payee post-office premium presented for acceptance presented for payment promise promissory note proper property insured protest purpose reasonable received recover regarded risk rule sent ship shipper signature signed specified statute stipulation sum certain surety transaction transfer unless usually vessel voyage warranty words